Can't Afford to Make Important Home Improvements? The City of Davis Could Help.

A new low-cost home-improvement loan program is being offered by the City of Davis. The goal is to help people with disabilities make their homes more accessible and to allow elderly people to function in their homes as they age. 

It's being offered by the NeighborWorks Homeownership Center and the City of Davis. Here are the qualification details: 

The program provides home improvement loans with no monthly payments, a low interest rate, and construction management assistance. The program not only makes the home improvement project more affordable, but also aims to protect against construction scams that can sometimes target unsuspecting homeowners.

Basic eligibility guidelines include:

• Home must be located in the city limits of Davis
• Borrower must own and live in the home
• Improvements must include at least half of total expenses as accessibility repairs 

Household income must be within the program income limits:

Number of People in Household

1

2

3

4

5

Maximum Gross Annual Income

$43,050

$49,200

$55,350

$61,500

$66,450

“This program provides a low cost way for homeowners to make needed repairs on their most important asset while benefitting from the oversight and guidance of two trusted partners: the City of Davis and NeighborWorks®” said Emilee Ford, VP Real Estate and Strategic Initiatives for NeighborWorks®.

Homeowners may contact NeighborWorks® at 916-452-5356 or 888-355-5356 to learn more about the program and request an application. Applications and information about other affordable housing opportunities may also be found on the city’s website at city-managers-office.cityofdavis.org/housing-and- human-services or by calling city offices at 530-757-5602.

NeighborWorks® Sacramento Region is a non-profit organization with over 25 years experience serving the Greater Sacramento Region and Central Valley. Their mission is to provide opportunities for successful homeownership and strong communities through quality education, affordable lending, supportive partnerships and inclusive leadership.