🌱 Need A Scholarship? + Home Help For The Elderly

Hey, Rancho Bernardo-4s Ranch! Here's everything you need to know to get this Thursday started. Here's everything you need to know about what's happening in town today.

First, today's weather:

Sunny and very warm. High: 88, Low: 54.

Here are the top stories in Rancho Bernardo-4s Ranch today:

1. Need a scholarship for college? The Elks National Foundation is offering its Most Valuable Student Scholarship for 2022. Students do not need to be members to apply. The scholarship is open to high school students. Applicants will be judged on scholarship, leadership, and financial need. To learn more: Click into parenthesis, then click the link. (Elks.org)
2. Seniors, need help around your home? The Rancho Bernardo Sunrise Rotary is ready to help. The Rotary's Home Help Team is ready to help seniors with shopping, light household tasks, etc. Requests for help will receive a response within 24 hours. To learn more: Click into parenthesis, then click the link. (rbsunrise.org)

Today's Rancho Bernardo-4s Ranch Daily is brought to you by Newrez, a leading nationwide mortgage lender. Planning to buy or refinance a home? Here's what you need to know about the five types of mortgage loans (and which one is right for you). Make a smart move for your future and refinance with Newrez. Call 844-979-1707 to connect with a Newrez loan officer. Newrez, LLC (NMLS #3013)

Today in Rancho Bernardo-4s Ranch:

• Support the Enlisted Project (STEP)'s Coffee with the CEO. (8:30 a.m.)
• Free Halloween Trick-or-Treat Drive-by. (4 p.m.)
• North San Diego Business Chamber: "North San Diego Business Chamber welcomes Utility Telecom to our 5-star organization." (Facebook)
• Rancho Bernardo Community Council student member application deadline. (Facebook)
• Service Academy Nomination application deadline. (Rep. Scott Peters)
• The Rotary Club of RB Pre-holiday fundraiser — Poinsettia Fundraiser to benefit Marines and Sailors aboard Marine Corps Air Station Miramar. (Facebook)

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Featured businesses:

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Events:

• Save 15 Percent On Boo-tiful Flowers This Halloween! (Oct. 31)
• No-Cost Webinar: Divorce Boot Camp – San Diego, California Hub. (Nov. 2)
• 5 Real Estate Trends in San Diego. (Nov. 4)
• Taxes in Retirement Webinar. (Nov. 9)
• Taxes in Retirement Webinar. (Nov. 10)
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You're officially in the loop for today! See you all tomorrow for another update. If you're feeling these newsletters, consider bringing some more friends and neighbors into the fold. You can send them this link to subscribe.

— Bettyann Pernice

About me: I have lived in Rancho Bernardo since 2006 and I am very happy to live in this wonderful town. I have been active in the Rancho Bernardo Community Council as well as the Planning Board. I am also a member of the Maintenance Assessment District (the MAD) which works with the City of San Diego to create our beautiful new medians. I am also vice president of HOA 2 in Seven Oaks. I am a regular contributor to Patch, Nextdoor, and Facebook. I am very pleased to be writing the Patch RB Newsletter as well.

Have a news tip or suggestion for an upcoming Rancho Bernardo-4s Ranch Daily? Reach out anytime to RanchoBernardo@Patch.com.