Local Insurance Company Offering Cash for Damaged, Lost iPhone Stories

Drop your phone in the toilet? Run over it with your car? Give it to your 3-year-old daughter and haven't seen it since? 

Your story may be worth the price of a brand new phone and more!

A -based insurance company is offering cash prizes for stories on how carelessly people treat their mobile devices.

According to a release from , an insurance provider that focuses on hard to get specialty insurance programs, the company is accepting 30-90-second video entries that show how integral iPhones and iPads are in peoples' lives, how carelessly people treat them and how easy it is to lose or damage them.

One lucky winner will get a $2,500 grand prize; three runners-up will get a $500 prize. Video entries will be accepted through May 1. 

According to the release, entries can be uploaded to the entrants YouTube site and then the URL must be submitted at the contest website, which can be seen by CLICKING HERE. 

Other entry requirements include:

• The video must be original
• The video must feature an iPhone or iPad
• The entrant must be a US resident 
• And the entrant must be a minimum of 13 years of age to enter (18 years of age to accept cash prizes)

For more on the contest, CLICK HERE.

In the meantime, tell us your worst lost or damaged phone or mobile device story by leaving a comment below!