Tom's Tall Tales - "Why we spend money is downright simple"

When I wore younger men’s clothes, April was my favorite time of year. That’s when I got my yearly check from the government.
I’d figure out my taxes – much easier in those days – mail the form in the government-supplied envelope and strategize how I was going to splurge or squander my windfall that the government was withholding from my paycheck for a year.
Make an extra payment on my car loan? Pay down my Gold’s Department Store revolving credit card? Put it in a Capitol Federal Savings and Loan savings account?
Not in a million years.

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