Concord, MA|News|
Deductibles Different For Hurricane Damage
Out-of-pocket costs often higher for hurricanes than other kinds of damage.

Email: Ralph.ellis@patch.com
Phone: 404-234-8734
Hometown: Waynesville, N.C.
Birthday: July 31
Bio: Ralph Ellis is a veteran journalist who has lived in Decatur since 2007. He serves on the homeowner’s association board for the 335 West Ponce condo building in downtown Decatur.
Ralph has extensive experience as a writer and editor for newspapers in the Southeast. A graduate of the University of North Carolina at Chapel Hill, he joined The Atlanta Journal-Constitution in 1990. He reported on a variety of subjects, such as a couple coming to grips with their son’s homosexuality, the high cost of local elections in North Fulton County, and a man who started a Kenyan orphanage for children with AIDS in honor of his late wife.
Ralph is married to Susan Puckett, the former food editor at the AJC.
He has three grown children, Robert, David and Julia.
When he’s not working, Ralph likes to walk, swim, read, and play with his greyhound, Laney. Ralph belongs to the Atlanta Writers Club and has written a mystery novel (unpublished) and is working on a second novel.
Ralph's Beliefs At Patch, we promise always to report the facts as objectively as possible and otherwise adhere to the principles of good journalism. However, we also acknowledge that true impartiality is impossible because human beings have beliefs. So in the spirit of simple honesty, our policy is to encourage our editors to reveal their beliefs to the extent they feel comfortable. This disclosure is not a license for you to inject your beliefs into stories or to dictate coverage according to them. In fact, the intent is the opposite: we hope that the knowledge that your beliefs are on the record will cause you to be ever mindful to write, report and edit in a fair, balanced way. And if you ever see evidence that we failed in this mission, please let us know.
Politics
I have moderate Democratic leanings, but I’ve voted for some Republicans.
Religion
I was raised a Methodist and am now a member of Kairos Church in Grant Park, which is affiliated with the Presbyterian Church.
Local Hot-Button Issues
People in Decatur and Avondale Estates care deeply about quality of life issues, and that starts with the local school systems. Both towns have become magnets in recent years for couples with young children, so the emphasis on education will only increase.
Other issues people care about: Dogs, backyard farming, food and drink.
Out-of-pocket costs often higher for hurricanes than other kinds of damage.

There are plenty of ways you can give back by helping at events such as this weekend's Decatur Wine Festival.
Looking for work? There are openings for a community communications manager, police officer, animal control officer and recycling outreach coordinator. Some have an Oct. 31 deadline to apply.
Daylight Saving Time is ending, and clocks will have to turn back Nov. 4. Do you like the process?
More than 100,000 people in DeKalb have already voted early or voted by mail.
The public is invited to the free event at the Church at Decatur Heights.
More than 100,000 people in DeKalb have already voted early or voted by mail.
The League of American Bicyclists designated Decatur a Bronze Level bike-friendly community, thanks to bike lanes and other improvements in the city.
The board wants more information before it makes a recommendation to the city commission on proposed annexations.
Stacey Daniel, a teacher at Renfroe Middle, died. The school system doesn't have details yet.
Because of an annexation that took effect last summer, this empty corner is now a gateway to the City of Avondale Estates.
The owners of the Brick Store Pub plan to name it the Kimball House and open in spring 2013.
Line not long at Clark Harrison Building on Monday morning.
Three new early voting polls open Monday, including one at the Clark Harrison Building, 330 W. Ponce de Leon Ave. in Decatur.
Hearses and marching bands paraded down Ponce de Leon Avenue on Sunday afternoon.
Looking for work? Here are some possibilities in the Decatur and Avondale Estates areas.
The board is expected to adopt a position on annexation. The meetings start at 6 p.m. in the Westchester Center.
Three new early voting polls open Monday, including one at the Clark Harrison Building, 330 W. Ponce de Leon Ave. in Decatur.
Big homecoming crowd watches Bulldogs run over Towers, 55-20.
A mobile petting zoo visited the playground at Decatur First Baptist.