Bank Fees Reach Record High — What Does Your Bank Charge?

The cost of banking is going up — and lending institutions are finding ways to tack new fees onto checking and other accounts.

Bankrate.com reported recently that charges for use of bank accounts have reached an all-time high this year.

Whether it's higher costs for using ATMs at other banks, monthly "maintenance fees" averaging more than $5, or overdraft charges of $30 or more, bank customers are paying more to get access to their money.

Roseville Patch wants to know: How have you been affected?

Does more of your money every month go toward banking fees?

Where do you keep your money — and how do your bank's charges compare to other institutions?

The survey by Bankrate.com found that 72 percent of customers said they'd change banks if their fees went up — would it cause you to switch?

Post your answers in the comment section below.