Study: Wilton Auto Insurance a Bit Cheaper than Most of CT

A website studying auto insurance rates in 69 cities and towns across Connecticut found that, other factors being equal, it’s a little less expensive to insure a car in Wilton than in most of the rest of the state.

According to the ValuePenguin website, insurance for its benchmark cars would cost $1,597 in Wilton and $1,694 on average for the communities surveyed across the state. That’s a $97 difference, or about two dollars a week for the 2010 Toyota Camry benchmark car used for comparisons.

The same insurance would cost $1,604 in Weston, $1,662 in Norwalk, $1,596 in Redding, $1,605 in Ridgefield, $1,630 in Danbury, $1,722 in Stamford, $1,608 in New Canaan, $1,643 in Darien, $1,637 in Westport, $1,646 in Greenwich and $2,233 in Bridgeport, the second-most expensive of all the communities surveyed.

Among the cities and towns in the survey, the least expensive is Mystic, where the same car could be insured for $1,484 (which is $159 cheaper than Darien). Darien was the 38th least expensive of the 69 communities surveyed. Hartford was the most expensive place to get insurance out of all the communities surveyed, with an annual bill of $2,247 ($650 more expensive per year than Wilton; $763 more expensive than Mystic).

Here’s how ValuePenguin.com said it conducted the survey:

“We looked at rates in Connecticut for two sample drivers in 69 cities within the state: a single 30 year old male and a single 65 year old male driver. They own in full and drive a 2010 Toyota Camry back and forth from work, for the most part, about 12,000 miles a year. They also have good credit history and a great driving record with no accidents or traffic violations in the past five years.

“Costs are based on basic liability protection for the 2010 Toyota Camry, and provides about twice the minimum liability required in Connecticut. Connecticut requires minimum auto insurance liability of $20,000 per person for bodily injury protection and up to $40,000 per accident, and $10,000 for property damage per accident.

“Included in our study are national insurance companies such as Allstate, State Farm, and GEICO, as well as regional companies like Middlesex Mutual Auto Insurance.”