Carroll County Chamber Of Commerce : ACNB Corporation Announces Name Change And Rebranding Of Insurance Subsidiary

Press release from the Carroll County Chamber of Commerce :

Lynda L. Glass

01/06/2022

ACNB CORPORATION ANNOUNCES 

NAME CHANGE AND REBRANDING OF INSURANCE SUBSIDIARY 

GETTYSBURG, PA, January 6, 2022 --- ACNB Corporation (NASDAQ: ACNB), financial holding  company headquartered in Gettysburg, PA, announced today that the name of its insurance subsidiary  changed from Russell Insurance Group, Inc. to ACNB Insurance Services, Inc. effective January 1, 2022. ACNB Insurance Services, Inc. is a full-service insurance agency based in Westminster, MD, that offers a  broad range of property, casualty, health, life and disability insurance serving personal and commercial  clients. 

“When ACNB Corporation purchased Russell Insurance Group, Inc. in 2005, this was the first entry  for the Corporation into the Maryland market. Today, the insurance agency subsidiary has grown through  acquisitions to serve clients with additional office locations in Germantown and Jarrettsville, Maryland, and  Gettysburg, Pennsylvania. Now that the insurance agency has an established client base in the home market  for ACNB Bank, the Corporation’s other wholly-owned subsidiary, it just made sense to align the name of  the insurance agency with ACNB Corporation and ACNB Bank,” said James P. Helt, ACNB Corporation  President & Chief Executive Officer.  

Mr. Helt continued, “The rebranding as ACNB Insurance Services, Inc. reinforces the common ownership by ACNB Corporation of both ACNB Bank and the insurance agency, as well as makes this  affiliation more visible and transparent for consumers and businesses in our shared communities. Going forward, we plan to leverage cross-selling opportunities between ACNB Bank and ACNB Insurance  Services, Inc., which will further the Corporation’s vision of being the independent financial services  provider of choice in the core markets served by building relationships and finding solutions.” 

ACNB Corporation, headquartered in Gettysburg, PA, is the $2.8 billion financial holding company  for the wholly-owned subsidiaries of ACNB Bank, Gettysburg, PA, and ACNB Insurance Services, Inc.,  Westminster, MD. Originally founded in 1857, ACNB Bank serves its marketplace with banking and wealth  management services, including trust and retail brokerage, via a network of 20 community banking offices,  located in the four southcentral Pennsylvania counties of Adams, Cumberland, Franklin and York, as well  as loan offices in Lancaster and York, PA, and Hunt Valley, MD. As divisions of ACNB Bank operating in  Maryland, FCB Bank and NWSB Bank serve the local marketplace with a network of five and six  community banking offices located in Frederick County and Carroll County, MD, respectively. ACNB  Insurance Services, Inc. is a full-service agency with licenses in 44 states. The agency offers a broad range  of property, casualty, health, life and disability insurance serving personal and commercial clients through  office locations in Westminster, Germantown and Jarrettsville, MD, and Gettysburg, PA. For more  information regarding ACNB Corporation and its subsidiaries, please visit acnb.com. 

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FORWARD-LOOKING STATEMENTS - In addition to historical information, this press release may contain forward-looking  statements. Examples of forward-looking statements include, but are not limited to, (a) projections or statements regarding future  earnings, expenses, net interest income, other income, earnings or loss per share, asset mix and quality, growth prospects, capital  structure, and other financial terms, (b) statements of plans and objectives of Management or the Board of Directors, and (c) statements  of assumptions, such as economic conditions in the Corporation’s market areas. Such forward-looking statements can be identified by  the use of forward-looking terminology such as “believes”, “expects”, “may”, “intends”, “will”, “should”, “anticipates”, or the  negative of any of the foregoing or other variations thereon or comparable terminology, or by discussion of strategy. Forward-looking  statements are subject to certain risks and uncertainties such as local economic conditions, competitive factors, and regulatory  limitations. Actual results may differ materially from those projected in the forward-looking statements. Such risks, uncertainties and  other factors that could cause actual results and experience to differ from those projected include, but are not limited to, the following:  the effects of governmental and fiscal policies, as well as legislative and regulatory changes; the effects of new laws and regulations,  specifically the impact of the Coronavirus Response and Relief Supplemental Appropriations Act, the Coronavirus Aid, Relief, and  Economic Security Act, the Tax Cuts and Jobs Act, and the Dodd-Frank Wall Street Reform and Consumer Protection Act; impacts of  the capital and liquidity requirements of the Basel III standards; the effects of changes in accounting policies and practices, as may be  adopted by the regulatory agencies, as well as the Financial Accounting Standards Board and other accounting standard setters;  ineffectiveness of the business strategy due to changes in current or future market conditions; future actions or inactions of the United  States government, including the effects of short- and long-term federal budget and tax negotiations and a failure to increase the  government debt limit or a prolonged shutdown of the federal government; the effects of economic conditions particularly with regard  to the negative impact of severe, wide-ranging and continuing disruptions caused by the spread of Coronavirus Disease 2019 (COVID-19) and the responses thereto on the operations of the Corporation and current customers, specifically the effect of the economy on  loan customers’ ability to repay loans; the effects of competition, and of changes in laws and regulations on competition, including  industry consolidation and development of competing financial products and services; the risks of changes in interest rates on the level  and composition of deposits, loan demand, and the values of loan collateral, securities, and interest rate protection agreements, as well  as interest rate risks; difficulties in acquisitions and integrating and operating acquired business operations, including information  technology difficulties; challenges in establishing and maintaining operations in new markets; the effects of technology changes;  volatilities in the securities markets; the effect of general economic conditions and more specifically in the Corporation’s market areas;  the failure of assumptions underlying the establishment of reserves for loan losses and estimations of values of collateral and various  financial assets and liabilities; acts of war or terrorism; disruption of credit and equity markets; the ability to manage current levels of  impaired assets; the loss of certain key officers; the ability to maintain the value and image of the Corporation’s brand and protect the  Corporation’s intellectual property rights; continued relationships with major customers; and, potential impacts to the Corporation  from continually evolving cybersecurity and other technological risks and attacks, including additional costs, reputational damage,  regulatory penalties, and financial losses. We caution readers not to place undue reliance on these forward-looking statements. They  only reflect Management’s analysis as of this date. The Corporation does not revise or update these forward-looking statements to  reflect events or changed circumstances. Please carefully review the risk factors described in other documents the Corporation files  from time to time with the SEC, including the Annual Reports on Form 10-K and Quarterly Reports on Form 10-Q. Please also carefully  review any Current Reports on Form 8-K filed by the Corporation with the SEC. 

ACNB CORPORATION ANNOUNCES 

NAME CHANGE AND REBRANDING OF INSURANCE SUBSIDIARY 

GETTYSBURG, PA, January 6, 2022 --- ACNB Corporation (NASDAQ: ACNB), financial holding  company headquartered in Gettysburg, PA, announced today that the name of its insurance subsidiary  changed from Russell Insurance Group, Inc. to ACNB Insurance Services, Inc. effective January 1, 2022. ACNB Insurance Services, Inc. is a full-service insurance agency based in Westminster, MD, that offers a  broad range of property, casualty, health, life and disability insurance serving personal and commercial  clients. 

“When ACNB Corporation purchased Russell Insurance Group, Inc. in 2005, this was the first entry  for the Corporation into the Maryland market. Today, the insurance agency subsidiary has grown through  acquisitions to serve clients with additional office locations in Germantown and Jarrettsville, Maryland, and  Gettysburg, Pennsylvania. Now that the insurance agency has an established client base in the home market  for ACNB Bank, the Corporation’s other wholly-owned subsidiary, it just made sense to align the name of  the insurance agency with ACNB Corporation and ACNB Bank,” said James P. Helt, ACNB Corporation  President & Chief Executive Officer.  

Mr. Helt continued, “The rebranding as ACNB Insurance Services, Inc. reinforces the common ownership by ACNB Corporation of both ACNB Bank and the insurance agency, as well as makes this  affiliation more visible and transparent for consumers and businesses in our shared communities. Going forward, we plan to leverage cross-selling opportunities between ACNB Bank and ACNB Insurance  Services, Inc., which will further the Corporation’s vision of being the independent financial services  provider of choice in the core markets served by building relationships and finding solutions.” 

ACNB Corporation, headquartered in Gettysburg, PA, is the $2.8 billion financial holding company  for the wholly-owned subsidiaries of ACNB Bank, Gettysburg, PA, and ACNB Insurance Services, Inc.,  Westminster, MD. Originally founded in 1857, ACNB Bank serves its marketplace with banking and wealth  management services, including trust and retail brokerage, via a network of 20 community banking offices,  located in the four southcentral Pennsylvania counties of Adams, Cumberland, Franklin and York, as well  as loan offices in Lancaster and York, PA, and Hunt Valley, MD. As divisions of ACNB Bank operating in  Maryland, FCB Bank and NWSB Bank serve the local marketplace with a network of five and six  community banking offices located in Frederick County and Carroll County, MD, respectively. ACNB  Insurance Services, Inc. is a full-service agency with licenses in 44 states. The agency offers a broad range  of property, casualty, health, life and disability insurance serving personal and commercial clients through  office locations in Westminster, Germantown and Jarrettsville, MD, and Gettysburg, PA. For more  information regarding ACNB Corporation and its subsidiaries, please visit acnb.com. 

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FORWARD-LOOKING STATEMENTS - In addition to historical information, this press release may contain forward-looking  statements. Examples of forward-looking statements include, but are not limited to, (a) projections or statements regarding future  earnings, expenses, net interest income, other income, earnings or loss per share, asset mix and quality, growth prospects, capital  structure, and other financial terms, (b) statements of plans and objectives of Management or the Board of Directors, and (c) statements  of assumptions, such as economic conditions in the Corporation’s market areas. Such forward-looking statements can be identified by  the use of forward-looking terminology such as “believes”, “expects”, “may”, “intends”, “will”, “should”, “anticipates”, or the  negative of any of the foregoing or other variations thereon or comparable terminology, or by discussion of strategy. Forward-looking  statements are subject to certain risks and uncertainties such as local economic conditions, competitive factors, and regulatory  limitations. Actual results may differ materially from those projected in the forward-looking statements. Such risks, uncertainties and  other factors that could cause actual results and experience to differ from those projected include, but are not limited to, the following:  the effects of governmental and fiscal policies, as well as legislative and regulatory changes; the effects of new laws and regulations,  specifically the impact of the Coronavirus Response and Relief Supplemental Appropriations Act, the Coronavirus Aid, Relief, and  Economic Security Act, the Tax Cuts and Jobs Act, and the Dodd-Frank Wall Street Reform and Consumer Protection Act; impacts of  the capital and liquidity requirements of the Basel III standards; the effects of changes in accounting policies and practices, as may be  adopted by the regulatory agencies, as well as the Financial Accounting Standards Board and other accounting standard setters;  ineffectiveness of the business strategy due to changes in current or future market conditions; future actions or inactions of the United  States government, including the effects of short- and long-term federal budget and tax negotiations and a failure to increase the  government debt limit or a prolonged shutdown of the federal government; the effects of economic conditions particularly with regard  to the negative impact of severe, wide-ranging and continuing disruptions caused by the spread of Coronavirus Disease 2019 (COVID-19) and the responses thereto on the operations of the Corporation and current customers, specifically the effect of the economy on  loan customers’ ability to repay loans; the effects of competition, and of changes in laws and regulations on competition, including  industry consolidation and development of competing financial products and services; the risks of changes in interest rates on the level  and composition of deposits, loan demand, and the values of loan collateral, securities, and interest rate protection agreements, as well  as interest rate risks; difficulties in acquisitions and integrating and operating acquired business operations, including information  technology difficulties; challenges in establishing and maintaining operations in new markets; the effects of technology changes;  volatilities in the securities markets; the effect of general economic conditions and more specifically in the Corporation’s market areas;  the failure of assumptions underlying the establishment of reserves for loan losses and estimations of values of collateral and various  financial assets and liabilities; acts of war or terrorism; disruption of credit and equity markets; the ability to manage current levels of  impaired assets; the loss of certain key officers; the ability to maintain the value and image of the Corporation’s brand and protect the  Corporation’s intellectual property rights; continued relationships with major customers; and, potential impacts to the Corporation  from continually evolving cybersecurity and other technological risks and attacks, including additional costs, reputational damage,  regulatory penalties, and financial losses. We caution readers not to place undue reliance on these forward-looking statements. They  only reflect Management’s analysis as of this date. The Corporation does not revise or update these forward-looking statements to  reflect events or changed circumstances. Please carefully review the risk factors described in other documents the Corporation files  from time to time with the SEC, including the Annual Reports on Form 10-K and Quarterly Reports on Form 10-Q. Please also carefully  review any Current Reports on Form 8-K filed by the Corporation with the SEC. 

ACNB CORPORATION ANNOUNCES 

ACNB CORPORATION ANNOUNCES 

NAME CHANGE AND REBRANDING OF INSURANCE SUBSIDIARY 

NAME CHANGE AND REBRANDING OF INSURANCE SUBSIDIARY 

GETTYSBURG, PA, January 6, 2022 --- ACNB Corporation (NASDAQ: ACNB), financial holding  company headquartered in Gettysburg, PA, announced today that the name of its insurance subsidiary  changed from Russell Insurance Group, Inc. to ACNB Insurance Services, Inc. effective January 1, 2022. ACNB Insurance Services, Inc. is a full-service insurance agency based in Westminster, MD, that offers a  broad range of property, casualty, health, life and disability insurance serving personal and commercial  clients. 

GETTYSBURG, PA, January 6, 2022 --- ACNB Corporation (NASDAQ: ACNB), financial holding  company headquartered in Gettysburg, PA, announced today that the name of its insurance subsidiary  changed from Russell Insurance Group, Inc. to ACNB Insurance Services, Inc. effective January 1, 2022. ACNB Insurance Services, Inc. is a full-service insurance agency based in Westminster, MD, that offers a  broad range of property, casualty, health, life and disability insurance serving personal and commercial  clients. 

“When ACNB Corporation purchased Russell Insurance Group, Inc. in 2005, this was the first entry  for the Corporation into the Maryland market. Today, the insurance agency subsidiary has grown through  acquisitions to serve clients with additional office locations in Germantown and Jarrettsville, Maryland, and  Gettysburg, Pennsylvania. Now that the insurance agency has an established client base in the home market  for ACNB Bank, the Corporation’s other wholly-owned subsidiary, it just made sense to align the name of  the insurance agency with ACNB Corporation and ACNB Bank,” said James P. Helt, ACNB Corporation  President & Chief Executive Officer.  

“When ACNB Corporation purchased Russell Insurance Group, Inc. in 2005, this was the first entry  for the Corporation into the Maryland market. Today, the insurance agency subsidiary has grown through  acquisitions to serve clients with additional office locations in Germantown and Jarrettsville, Maryland, and  Gettysburg, Pennsylvania. Now that the insurance agency has an established client base in the home market  for ACNB Bank, the Corporation’s other wholly-owned subsidiary, it just made sense to align the name of  the insurance agency with ACNB Corporation and ACNB Bank,” said James P. Helt, ACNB Corporation  President & Chief Executive Officer.  

Mr. Helt continued, “The rebranding as ACNB Insurance Services, Inc. reinforces the common ownership by ACNB Corporation of both ACNB Bank and the insurance agency, as well as makes this  affiliation more visible and transparent for consumers and businesses in our shared communities. Going forward, we plan to leverage cross-selling opportunities between ACNB Bank and ACNB Insurance  Services, Inc., which will further the Corporation’s vision of being the independent financial services  provider of choice in the core markets served by building relationships and finding solutions.” 

Mr. Helt continued, “The rebranding as ACNB Insurance Services, Inc. reinforces the common ownership by ACNB Corporation of both ACNB Bank and the insurance agency, as well as makes this  affiliation more visible and transparent for consumers and businesses in our shared communities. Going forward, we plan to leverage cross-selling opportunities between ACNB Bank and ACNB Insurance  Services, Inc., which will further the Corporation’s vision of being the independent financial services  provider of choice in the core markets served by building relationships and finding solutions.” 

ACNB Corporation, headquartered in Gettysburg, PA, is the $2.8 billion financial holding company  for the wholly-owned subsidiaries of ACNB Bank, Gettysburg, PA, and ACNB Insurance Services, Inc.,  Westminster, MD. Originally founded in 1857, ACNB Bank serves its marketplace with banking and wealth  management services, including trust and retail brokerage, via a network of 20 community banking offices,  located in the four southcentral Pennsylvania counties of Adams, Cumberland, Franklin and York, as well  as loan offices in Lancaster and York, PA, and Hunt Valley, MD. As divisions of ACNB Bank operating in  Maryland, FCB Bank and NWSB Bank serve the local marketplace with a network of five and six  community banking offices located in Frederick County and Carroll County, MD, respectively. ACNB  Insurance Services, Inc. is a full-service agency with licenses in 44 states. The agency offers a broad range  of property, casualty, health, life and disability insurance serving personal and commercial clients through  office locations in Westminster, Germantown and Jarrettsville, MD, and Gettysburg, PA. For more  information regarding ACNB Corporation and its subsidiaries, please visit acnb.com. 

ACNB Corporation, headquartered in Gettysburg, PA, is the $2.8 billion financial holding company  for the wholly-owned subsidiaries of ACNB Bank, Gettysburg, PA, and ACNB Insurance Services, Inc.,  Westminster, MD. Originally founded in 1857, ACNB Bank serves its marketplace with banking and wealth  management services, including trust and retail brokerage, via a network of 20 community banking offices,  located in the four southcentral Pennsylvania counties of Adams, Cumberland, Franklin and York, as well  as loan offices in Lancaster and York, PA, and Hunt Valley, MD. As divisions of ACNB Bank operating in  Maryland, FCB Bank and NWSB Bank serve the local marketplace with a network of five and six  community banking offices located in Frederick County and Carroll County, MD, respectively. ACNB  Insurance Services, Inc. is a full-service agency with licenses in 44 states. The agency offers a broad range  of property, casualty, health, life and disability insurance serving personal and commercial clients through  office locations in Westminster, Germantown and Jarrettsville, MD, and Gettysburg, PA. For more  information regarding ACNB Corporation and its subsidiaries, please visit acnb.com. 

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# # # 

FORWARD-LOOKING STATEMENTS - In addition to historical information, this press release may contain forward-looking  statements. Examples of forward-looking statements include, but are not limited to, (a) projections or statements regarding future  earnings, expenses, net interest income, other income, earnings or loss per share, asset mix and quality, growth prospects, capital  structure, and other financial terms, (b) statements of plans and objectives of Management or the Board of Directors, and (c) statements  of assumptions, such as economic conditions in the Corporation’s market areas. Such forward-looking statements can be identified by  the use of forward-looking terminology such as “believes”, “expects”, “may”, “intends”, “will”, “should”, “anticipates”, or the  negative of any of the foregoing or other variations thereon or comparable terminology, or by discussion of strategy. Forward-looking  statements are subject to certain risks and uncertainties such as local economic conditions, competitive factors, and regulatory  limitations. Actual results may differ materially from those projected in the forward-looking statements. Such risks, uncertainties and  other factors that could cause actual results and experience to differ from those projected include, but are not limited to, the following:  the effects of governmental and fiscal policies, as well as legislative and regulatory changes; the effects of new laws and regulations,  specifically the impact of the Coronavirus Response and Relief Supplemental Appropriations Act, the Coronavirus Aid, Relief, and  Economic Security Act, the Tax Cuts and Jobs Act, and the Dodd-Frank Wall Street Reform and Consumer Protection Act; impacts of  the capital and liquidity requirements of the Basel III standards; the effects of changes in accounting policies and practices, as may be  adopted by the regulatory agencies, as well as the Financial Accounting Standards Board and other accounting standard setters;  ineffectiveness of the business strategy due to changes in current or future market conditions; future actions or inactions of the United  States government, including the effects of short- and long-term federal budget and tax negotiations and a failure to increase the  government debt limit or a prolonged shutdown of the federal government; the effects of economic conditions particularly with regard  to the negative impact of severe, wide-ranging and continuing disruptions caused by the spread of Coronavirus Disease 2019 (COVID-19) and the responses thereto on the operations of the Corporation and current customers, specifically the effect of the economy on  loan customers’ ability to repay loans; the effects of competition, and of changes in laws and regulations on competition, including  industry consolidation and development of competing financial products and services; the risks of changes in interest rates on the level  and composition of deposits, loan demand, and the values of loan collateral, securities, and interest rate protection agreements, as well  as interest rate risks; difficulties in acquisitions and integrating and operating acquired business operations, including information  technology difficulties; challenges in establishing and maintaining operations in new markets; the effects of technology changes;  volatilities in the securities markets; the effect of general economic conditions and more specifically in the Corporation’s market areas;  the failure of assumptions underlying the establishment of reserves for loan losses and estimations of values of collateral and various  financial assets and liabilities; acts of war or terrorism; disruption of credit and equity markets; the ability to manage current levels of  impaired assets; the loss of certain key officers; the ability to maintain the value and image of the Corporation’s brand and protect the  Corporation’s intellectual property rights; continued relationships with major customers; and, potential impacts to the Corporation  from continually evolving cybersecurity and other technological risks and attacks, including additional costs, reputational damage,  regulatory penalties, and financial losses. We caution readers not to place undue reliance on these forward-looking statements. They  only reflect Management’s analysis as of this date. The Corporation does not revise or update these forward-looking statements to  reflect events or changed circumstances. Please carefully review the risk factors described in other documents the Corporation files  from time to time with the SEC, including the Annual Reports on Form 10-K and Quarterly Reports on Form 10-Q. Please also carefully  review any Current Reports on Form 8-K filed by the Corporation with the SEC. 

FORWARD-LOOKING STATEMENTS - In addition to historical information, this press release may contain forward-looking  statements. Examples of forward-looking statements include, but are not limited to, (a) projections or statements regarding future  earnings, expenses, net interest income, other income, earnings or loss per share, asset mix and quality, growth prospects, capital  structure, and other financial terms, (b) statements of plans and objectives of Management or the Board of Directors, and (c) statements  of assumptions, such as economic conditions in the Corporation’s market areas. Such forward-looking statements can be identified by  the use of forward-looking terminology such as “believes”, “expects”, “may”, “intends”, “will”, “should”, “anticipates”, or the  negative of any of the foregoing or other variations thereon or comparable terminology, or by discussion of strategy. Forward-looking  statements are subject to certain risks and uncertainties such as local economic conditions, competitive factors, and regulatory  limitations. Actual results may differ materially from those projected in the forward-looking statements. Such risks, uncertainties and  other factors that could cause actual results and experience to differ from those projected include, but are not limited to, the following:  the effects of governmental and fiscal policies, as well as legislative and regulatory changes; the effects of new laws and regulations,  specifically the impact of the Coronavirus Response and Relief Supplemental Appropriations Act, the Coronavirus Aid, Relief, and  Economic Security Act, the Tax Cuts and Jobs Act, and the Dodd-Frank Wall Street Reform and Consumer Protection Act; impacts of  the capital and liquidity requirements of the Basel III standards; the effects of changes in accounting policies and practices, as may be  adopted by the regulatory agencies, as well as the Financial Accounting Standards Board and other accounting standard setters;  ineffectiveness of the business strategy due to changes in current or future market conditions; future actions or inactions of the United  States government, including the effects of short- and long-term federal budget and tax negotiations and a failure to increase the  government debt limit or a prolonged shutdown of the federal government; the effects of economic conditions particularly with regard  to the negative impact of severe, wide-ranging and continuing disruptions caused by the spread of Coronavirus Disease 2019 (COVID-19) and the responses thereto on the operations of the Corporation and current customers, specifically the effect of the economy on  loan customers’ ability to repay loans; the effects of competition, and of changes in laws and regulations on competition, including  industry consolidation and development of competing financial products and services; the risks of changes in interest rates on the level  and composition of deposits, loan demand, and the values of loan collateral, securities, and interest rate protection agreements, as well  as interest rate risks; difficulties in acquisitions and integrating and operating acquired business operations, including information  technology difficulties; challenges in establishing and maintaining operations in new markets; the effects of technology changes;  volatilities in the securities markets; the effect of general economic conditions and more specifically in the Corporation’s market areas;  the failure of assumptions underlying the establishment of reserves for loan losses and estimations of values of collateral and various  financial assets and liabilities; acts of war or terrorism; disruption of credit and equity markets; the ability to manage current levels of  impaired assets; the loss of certain key officers; the ability to maintain the value and image of the Corporation’s brand and protect the  Corporation’s intellectual property rights; continued relationships with major customers; and, potential impacts to the Corporation  from continually evolving cybersecurity and other technological risks and attacks, including additional costs, reputational damage,  regulatory penalties, and financial losses. We caution readers not to place undue reliance on these forward-looking statements. They  only reflect Management’s analysis as of this date. The Corporation does not revise or update these forward-looking statements to  reflect events or changed circumstances. Please carefully review the risk factors described in other documents the Corporation files  from time to time with the SEC, including the Annual Reports on Form 10-K and Quarterly Reports on Form 10-Q. Please also carefully  review any Current Reports on Form 8-K filed by the Corporation with the SEC.  Reference Lynda L. Glass 717.339.5085 lglass@acnb.com lglass@acnb.com

This press release was produced by the Carroll County Chamber of Commerce . The views expressed here are the author’s own.