Rainwater Growth recently hosted an interactive online session on Excel Basics: Functions and Formulas, where participants learned five essential functions to simplify their spreadsheets and save time.
If you missed it, don’t worry! Rainwater Growth accessible training designed for busy professionals and small businesses. Our mission is to help you work smarter through practical, hands-on learning.
👉 Follow our page and like this post to stay updated on future classes, tips, and resources. 
📌 Learn more about Rainwater Growth: <a href="https://www.rainwatergrowth.com" target="_blank" rel="nofollow">https://www.rainwatergrowth.com</a>  
📌 Connect with us on LinkedIn:  <a href="https://www.linkedin.com/company/97470576" target="_blank" rel="nofollow">https://www.linkedin.com/company/97470576</a>
Let us help you solve your biggest challenges when working with spreadsheets.

Local Gigs & Services: Missed Our Excel Basics Class? Here’s How to Stay in the Loop!

Montgomery County

Washington Metropolitan Area

Silver Spring

Maryland

Missed Our Excel Basics Class? Here’s How to...

Rainwater Growth recently hosted an interactive online session on Excel Basics: Functions and Formulas, where participants learned five essential...

Missed Our Excel Basics Class? Here’s How to Stay in the Loop!

If you&rsquo;re a homeowner in Aspen Hill, MD, making sure the tree service company you <a href="https://hnetreeservice.com/tree-service-aspen-hill-md/" rel="nofollow" target="_blank">hire professional</a> proper insurance is one of the most important steps you can take. Many people focus only on price, but understanding the insurance behind the service can protect you from major liabilities.
Whether you&rsquo;re planning routine maintenance or handling an urgent tree concern, here&rsquo;s what you should know about the cost of insurance for tree trimming companies&mdash;and what it means for you.
<h2>Why Insurance Matters for Tree Trimming</h2>
Tree trimming is a high-risk job. Workers climb tall trees, handle chainsaws, and work near power lines. That&rsquo;s why reputable companies carry insurance such as:
<ul>
<li>
General liability insurance
</li>
<li>
Workers&rsquo; compensation
</li>
<li>
Commercial vehicle insurance
</li>
<li>
Equipment coverage
</li>
</ul>
If something goes wrong&mdash;property damage, injuries, falling branches&mdash;the right insurance protects both you and the service provider.
<h2>Typical Insurance Costs for Tree Service Businesses</h2>
While homeowners don&rsquo;t pay for the insurance directly, understanding what companies pay helps explain differences in pricing.
On average in Maryland:
<ul>
<li>
General liability insurance for tree trimmers typically ranges from $350 to $1,200 per month, depending on coverage limits and risk factors.
</li>
<li>
Workers&rsquo; compensation often ranges from $500 to $2,000+ per month, especially for companies with climbers.
</li>
<li>
Commercial auto insurance may cost $250 to $500 per vehicle per month.
</li>
</ul>
These high business expenses play a major role in the pricing of tree trimming services. Companies that operate extremely cheaply are often cutting corners&mdash;usually insurance is the first thing they skip.
<h2>How This Affects Homeowners</h2>
When you hire a properly insured team:
<ul>
<li>
You avoid liability if a worker gets injured
</li>
<li>
You&rsquo;re protected if a branch falls and damages your home
</li>
<li>
You gain peace of mind knowing you're working with trained, responsible <a href="https://maps.app.goo.gl/9uQHw3Sph1xJ8JZa7" rel="nofollow" target="_blank">Local professionals</a>
</li>
</ul>
Paying slightly more for a fully insured company is almost always cheaper than dealing with uninsured accidents.
<h2>Factors That Influence Insurance Costs</h2>
Insurance providers consider several risk elements, including:
<ul>
<li>
Number of employees
</li>
<li>
Whether the company uses climbers or bucket trucks
</li>
<li>
Previous claims history
</li>
<li>
Location (Aspen Hill has moderate risk due to tree density and storms)
</li>
<li>
Type of tree services offered
</li>
</ul>
As a result, no two tree service businesses will have the same insurance rates or identical pricing structures.
<h2>How to Verify a Company&rsquo;s Insurance</h2>
Before hiring anyone, always ask for:
<ul>
<li>
Certificate of Insurance (COI)
</li>
<li>
Coverage limits
</li>
<li>
Proof of workers&rsquo; compensation
</li>
<li>
Updated expiration dates
</li>
</ul>
A reputable company will gladly share this. If someone refuses or hesitates, consider it a red flag.
<h2>Why Homeowners in Aspen Hill Trust H&amp;E Tree Service &amp; Landscaping</h2>
At H&amp;E Tree Service &amp; Landscaping, our team carries all necessary insurance to keep your property and family protected. We believe in transparency, fair pricing, and safe work practices&mdash;values that matter when you're inviting a crew onto your property.
H&amp;E tree service &amp; landscaping 2621 Bel Pre Rd, Silver Spring, MD 20906 240-516-4354

How Much Is Insurance for Tree Trimming in...

If you’re a homeowner in Aspen Hill, MD, making sure the tree service company you hire professional proper insurance is one of the most important...

How Much Is Insurance for Tree Trimming in Aspen Hill, MD?

Rainwater Growth recently hosted an interactive online session on Excel Basics: Functions and Formulas, where participants learned five essential functions to simplify their spreadsheets and save time.
If you missed it, don&rsquo;t worry! Rainwater Growth accessible&nbsp;training designed for busy professionals and small businesses. Our mission is to help you work smarter&nbsp;through practical, hands-on learning.
&#128073; Follow our page and like this post to stay updated on future classes, tips, and resources. 
&#128204; Learn more about Rainwater Growth: <a href="https://www.rainwatergrowth.com" target="_blank" rel="nofollow">https://www.rainwatergrowth.com</a>&nbsp; 
&#128204; Connect with us on LinkedIn:&nbsp; <a href="https://www.linkedin.com/company/97470576" target="_blank" rel="nofollow">https://www.linkedin.com/company/97470576</a>
Let us help you solve your&nbsp;biggest challenges when working with spreadsheets.&nbsp;

ChildCare for all Occasions

Are you drowning in a sea of emails or finding it hard to adjust from Classic Outlook to New Outlook? You&rsquo;re not alone!&nbsp;
Many professionals face the same challenge and we are&nbsp;here to make it easier.
Why the Change? 
Microsoft&rsquo;s &ldquo;One Outlook&rdquo; strategy means New Outlook is built on Outlook on the Web. The good news? Many tips work across both platforms.
Here are a few quick wins from our recent class&nbsp;to boost your productivity:
&#9989; Change Keyboard Shortcuts 
Match Outlook shortcuts to the ones you already know from Gmail or Yahoo! for a smoother transition.
&#9989; Forward Email as an Attachment 
Click the ellipsis &rarr; More Actions &rarr; Other Reply Actions &rarr; Forward as Attachment.
&#9989; Schedule Tasks with My Day 
Drag tasks from the My Day pane directly into your calendar for better time management.
&#9989; Use @ Mentions 
Type &ldquo;@&rdquo; in your message to quickly add contacts as recipients.
&#9989; Undo Send 
Cancel a message for up to 10 seconds after hitting send. Go to Settings &rarr; Mail &rarr; Compose and Reply &rarr; Undo Send.
&#128229; Download the Webinar Companion Handout&nbsp;for more details&nbsp;and follow Rainwater Growth for more tips and upcoming sessions:&nbsp;<a href="https://go.rainwatergrowth.com/XLtXiF" target="_blank" rel="nofollow">https://go.rainwatergrowth.com/XLtXiF</a>
&#128073; Ready to reclaim your inbox?&nbsp;Follow <a href="https://rainwatergrowth.eventbrite.com" target="_blank" rel="nofollow">our Eventbrite page</a> and join an upcoming&nbsp;interactive training class where we demo more tips just like these and answer your questions.
Want to bring customized training to your organization or&nbsp;one-on-one hands-on help? <a href="https://shortcut.rainwatergrowth.com/quickconnect" target="_blank" rel="nofollow">Schedule a free quick connect</a>.

Struggling with Your Outlook Inbox? We Can Help!

Are you drowning in a sea of emails or finding it hard to adjust from Classic Outlook to New Outlook? You’re not alone! ...

Wheaton

MD Patch Team

Kensington

Takoma Park

Prince George's County

College Park

Bethesda-Chevy Chase

Hyattsville

Riverdale Park-University Park

Greenbelt

Rockville

District of Columbia

Washington DC

District Of Columbia

Cook County

IL Patch Team

Chicago Metropolitan Area

Chicago

Illinois

FREE WEBINAR | “A Renaissance Christmas - Remix”
Presented by Dr. Rocky Ruggiero
Date & Time: Tuesday, December 23, 2025...

FREE WEBINAR | “A Renaissance Christmas - Remix”

Greenbelt SITY Stars

Step into the rhythm and energy of Greenbelt SITY Stars, where fitness meets creativity through the art of jump rope! Our dynamic classes blend freestyle skills, speed, rhythm, and teamwork to build strong, confident, and coordinated athletes. From beginners discovering the basics to advanced jumpers mastering intricate tricks and routines, every student learns to move with power, precision, and style. Led by passionate coaches, Greenbelt SITY Stars creates an uplifting environment that celebrates progress, discipline, and fun. Expect upbeat music, high-energy drills, and choreography that makes every session feel like a performance. Whether your goal is fitness, competition, or self-expression, you’ll find your flow and your SITY Star shine!

Kristin Danley-Greiner

Bowie

Step into the rhythm and energy of Greenbelt SITY Stars, where fitness meets creativity through the art of jump rope! Our dynamic classes blend...

Massage Therapy assists the body in healing

V's Healing Touch Massage 

🚨V’s Healing Touch Massage Special🚨 Enjoy a 75 minute massage for $115.00. First 20 clients! I only have 6 spots left! Normally $125.00, Enter Code: MeTime2025 when you book online at vhealingtouchmassage.com 5410 Lynx Lane, Suite 18, Columbia MD 21044 ⏰ Mon-Friday 10am-230pm, some available spots for 5 and 6 pm. Saturday availability twice a month. Sundays are by request only. Email me via my website if you have any questions! 🌿All of my openings and bookings are online. Please go through there first but if you need me, feel free to text. My massage specialties: *Deep Tissue Massage * Trigger Point Therapy * Hot Stone Therapy * Aromatherapy * Relaxation Massage * Swedish Massage * Sports Massage * Pregnancy Massage * Headache Relief * Migraines * Jaw Pain TMJ * Hip Pain * Knee Pain * Ankle Pain * Wrist Pain * Shoulder Pain * Elbow Pain * Sciatic pain * Sports Massage * Pectoral Muscles (Upper Chest) * Carpal Tunnel * Fibromyalgia * Arthritis * Chronic Pain * Tennis Elbow * Tightness from stressed out muscles * Daily stressors Book Now https:\\vhealingtouchmassage.com

Howard County

Baltimore Metropolitan Area

Columbia

🚨V’s Healing Touch Massage Special🚨 Enjoy a 75 minute massage for $115.00. First 20 clients! I only have 6 spots left! Normally $125.00, Enter Code...

Accepting new patients now. Prioritize your health today.

Nemi Medical + Wellness

Nemi Medical + Wellness provides integrative primary care and whole-person wellness for adults who want to feel balanced, energized, and in control of their health. Our approach blends modern medicine with holistic care, offering preventative health visits, hormone health and therapy programs, functional wellness evaluations, and lifestyle coaching tailored to you. Founded by a mother, a Johns Hopkins–trained provider with over 40 years of experience, and daughter with a background in public and community health, Nemi was created to help patients feel seen, heard, and supported in every aspect of their care. Whether you’re looking for a compassionate primary care provider, help managing your energy and hormones, or guidance on nutrition, sleep, and mental well-being, our team delivers personalized care designed around your lifestyle, not a one-size-fits-all plan. We proudly serve the Columbia, Silver Spring, Howard and Montgomery County communities with telehealth visits. Discover a different kind of primary care, one that connects medicine, mind, and lifestyle. Nemi Medical + Wellness: where health meets harmony.

Nemi Medical + Wellness provides integrative primary care and whole-person wellness for adults who want to feel balanced, energized, and in control...

Water Damage Restoration, Mold Testing and Remediation

MidAtlantic Mold and Water Damage

Locally owned and serving the DMV area, we’re a BBB Accredited, IICRC‑certified water‑damage and AMA-certified mold inspection company. Our indoor air quality and mold testing services identify hidden issues before they become costly repairs. Using advanced sampling methods and certified lab analysis, MidAtlantic Mold &amp; Water Damage helps homeowners, property managers, and businesses uncover what’s really in the air. Our team handles 24/7 water removal, structural drying, mold remediation, and documentation‑ready mold testing &amp; indoor air quality (IAQ) assessments.

Locally owned and serving the DMV area, we’re a BBB Accredited, IICRC‑certified water‑damage and AMA-certified mold inspection company. Our indoor...

Silver Spring Author Working on Debut Novel

Eisa Gouredou 

Eisa Gouredou, a Silver Spring resident and member of the Maryland Writers Association, is preparing her debut novel, In the Shadow of Dreams. The story, set in Miami, follows two young French women chasing their American dream. While the book is not yet published, Eisa is a local creative voice whose story could make a compelling feature for Patch, highlighting the vibrant arts and literary talent in our community.

Eisa Gouredou, a Silver Spring resident and member of the Maryland Writers Association, is preparing her debut novel, In the Shadow of Dreams. The...

Local junk removal - fully licensed and insured 

Hulk and friends junk removal 

Just a local small junk removal business who likes to work with teens in the community to keep the younger generation busy! 

Dogtopia – Dog Daycare, Boarding, Spa & Wellness

Dogtopia of Bethesda

At Dogtopia, we believe your pup deserves the absolute best in care, safety, and play. Whether you’re dropping off for a few hours of play, an overnight stay, or a relaxing spa treatment, Dogtopia is your dog’s home away from home. Our dog daycare provides a safe, supervised, and engaging environment where dogs can enjoy off-leash play in spacious playrooms designed for their comfort. Each playroom is separated by size and temperament, ensuring every pup is paired with the right friends for safe socialization. Our highly trained Canine Coaches are always on hand to encourage good behavior, monitor interactions, and provide lots of love and attention. Dogtopia isn’t just about play — it’s about wellness, too. A day at Dogtopia helps your dog stay active, burn off energy, and return home happy and relaxed. To support overall health, we offer the DASH Activity Collar — a daycare-approved smart collar. DASH tracks your dog’s activity levels, rest, and wellness, giving you valuable insights into their health and behavior both at Dogtopia and at home. It’s another way we make sure your pup is not only having fun, but thriving. Our boarding services give dogs a chance to enjoy all-day play and restful nights under the care of our trusted team. And if your dog needs a little pampering, our spa services include baths, brush-outs, nail trims, and more, so they’ll look and feel their best. As pet parents ourselves, we know safety and transparency matter. That’s why every Dogtopia location is equipped with webcams, allowing you to check in on your pup throughout the day. Our facilities are sanitized with pet-safe cleaning products, and our staff is trained in canine behavior, first aid, and safety protocols. At Dogtopia, we’re passionate about giving dogs the love, exercise, and socialization they need to thrive — while giving pet parents peace of mind. Discover why so many families trust us as their dog’s second home.

At Dogtopia, we believe your pup deserves the absolute best in care, safety, and play. Whether you’re dropping off for a few hours of play, an...

Your Kids Can Have An AWESOME FUN Summer!

Summer At Sandy Spring

Summer At Sandy Spring is a great Summer Day camp offering equal parts fun and uniqueness. For over thirty years, we have provided families with a safe, engaging, and active summer camp experience for children three years old to fourteen. With the sprawling Sandy Spring Friends School campus, we offer summer experiences for your children that will provide lifelong memories and friendships. Your children will have opportunities to explore Adventure Park, swim in our man-made pond, partake in our weekly theme weeks, enjoy daily hot lunches, and so much more! Some of our exciting activities: Adventure Challenge • Archery • Archery Tag • Art Bonanza • Bubble Soccer • Computer Programming • Dance/Poms • Fishing • Flight Science • Karate • Lego Robotics • Outdoor Living Skills • Painting • Paper Maché • Photography • Rock Climbing • STEAMers • Theater • Video Production and much more! Phone number: 301-774-7455 ext.167

Montgomery Village

Summer At Sandy Spring is a great Summer Day camp offering equal parts fun and uniqueness. For over thirty years, we have provided families with a...

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Hulk and friends junk removal

Dogtopia of Bethesda

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