This post was contributed by a community member. The views expressed here are the author's own.

Neighbor News

Fantasy Football Meets Your 401(k): Who’s on Your Roster?

Minnesota football fans can easily pick their 401(k) Fantasy Team

Here’s an easy way to decomplicate your 401(k) mutual funds.

Remember how you choose this season’s Fantasy Football team?

September is the best month of the entire year for football fans.

Find out what's happening in Golden Valleyfor free with the latest updates from Patch.

High school, college, and NFL seasons are all in full force.

All levels of football rank their teams during the regular season.

Find out what's happening in Golden Valleyfor free with the latest updates from Patch.

Football fans pay close attention to those weekly rankings.

At the end of the season playoffs crown a champion.

Then there is Fantasy Football.

A weekly competition of strategy and luck lasting for the next six months.

Why not use the same Fantasy Football ranking system concepts?

To pick your 401(k) mutual funds.

Sounds simple enough, right?

You pick a Fantasy Football team of the best players available at each position.

Now select a fantasy mutual fund team of your best 401(k) mutual funds.

All your default 401(k) mutual funds ranked.

By investment performance versus the popular stock market benchmarks.

By investment performance versus their peer mutual funds.

A head-to-head comparison.

Each 401(k) mutual fund.

Versus every other 401(k) mutual fund.

Make sure each 401(k) mutual fund you own.

Provides investment performance more than worth annual costs.

Stop guessing “what to buy” in your 401(k).

It’s easy to identify the clear winners and the losers in your 401(k).

The best players to own on your Fantasy Football team each week stand out.

The best 401(k) mutual funds to own can stand out the same way.

You do not have to “trade” a 401(k) mutual fund each week.

You continue to own a strong 401(k) mutual fund .

Until a better one is available.

Mutual fund rankings are the core foundation of 401(k) investment advice.

Fiduciary 401(k) investment advice is best.

Not affiliated with your 401(k) sponsor (your company).

Not affiliated with your 401(k) provider (Schwab, Fidelity, Empower, etc.).

It’s helpful to have an independent ranking.

To know for sure which 401(k) mutual funds are working.

And which ones are not.

Think of how much time you spend managing your Fantasy Football team.

The growth and preservation of your 401(k) would improve.

If you had access to the same level of mutual fund analysis.

Ready to win the 401(k) mutual fund pool this season?

If so, let’s connect.

Ric Lager

P.S. Spend as much time on your 401(k) as your Fantasy Football team.

The views expressed in this post are the author's own. Want to post on Patch?

More from Golden Valley