Is your Minnesota 401(k) at an all-time high?

A common 401(k) investment management problem.

So, here is the solution…

It helps to start at the end of the story.

You own the wrong mutual funds in your 401(k).

(There, I said it. But I don’t feel better).

Technology stocks are powering the recent rally on Wall Street.

These U.S. mega-cap stocks are leading the way.

Many household name stocks are below their previous highs.

That divergence has cost your 401(k) a great deal of money.

A timely question for your 401(k) mutual funds now.

How many tech stocks do you own in your 401(k)?

The stock markets are telling you “what to buy” in your 401(k).

Are you listening?

Sure your 401(k) is “up” for the year.

But has it increased as much as the U.S. stock market averages?

Your 401(k) account value is growing.

Because you and your company are adding contributions.

Think about your 401(k) mutual fund investment returns.

You are taking all the stock market risks in your 401(k).

But are you receiving the investment returns for those risks?

Now, look at the other side of 401(k) stock market risk.

Not IF the stock markets drop.

WHEN the stock markets drop.

Think about your potential 401(k) downside risk.

From current all-time stock market highs.

That 401(k) principal risk has to be managed the right way.

All-time stock market highs are always great.

So are all-time 401(k) account value highs.

Don’t “give it all back” in the next stock market decline!

401(k) principal risk is always present.

The key is managing it near the top of a stock market cycle.

Want to know if you own the right 401(k) mutual funds now?

Let’s get a LinkedIn connection started.

Ric Lager
Lager & Company, Inc.

P.S. A 401(k) “second opinion” would help right about now.