Don’t Feel Stuck With The Wrong Car Payment

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The start of warmer weather often leads to the need to hit the road. If you and your car have a long way to go, be sure to check on its performance. Of course, engine maintenance will prepare for mileage, but there might also be a way to ease the financial wear and tear of high payments.

If your monthly car loan payment isn’t comfortable, refinancing for a lower rate or extended term could help.

Looking for a vehicle upgrade? It’s safe to keep these ideas in mind.

Consider a down-payment – Putting money down will lead to savings. Borrowing less means paying less interest.

Know your price range – Getting pre-approved will indicate how much you can afford. This can also work as a negotiation tool and boost your confidence when speaking with salespeople.

With 50 years in business, Proponent Federal Credit Union is proud to have built a trustworthy reputation in Nutley, NJ. You can rely on an advocate to recommend the right loan with your best interests in mind – and without the hidden fees frequently included in dealer financing.

Click here to view eligibility and application information.

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