Affordable, 2-Story Loft With 'Dramatic Spiral Staircase' For Buyers Meeting Income Requirements

OSSINING, NY — A great deal on a new home in a desirable location could be in the cards for those who qualify and have a little bit of good luck on their side.

Westchester Residential Opportunities announced that there is a new chance for fair and affordable homeownership in Ossining, and applications are now being accepted.

A one-bedroom, two-bathroom, two-story loft condominium is available for resale, located at 135 Main Street, in Ossining.

"Nestled on the 3rd and 4th floors of this vibrant downtown community, this spacious home features a dramatic spiral staircase, soaring 9-foot ceilings, and an open-concept kitchen and living area with gleaming hardwood floors," Westchester Residential Opportunities said.

The kitchen has stainless steel applicances (stove, refrigerator, microwave), while the bedroom is "cozy and carpeted." Both full bathrooms have modern tile floors for a "sleek, clean look."

There is a shared balcony on the 4th floor, "perfect for relaxing or taking in the view." There is also elevator access, a community laundry room included in HOA fees, and electric heating/hot water.

Unit 303 is pet-friendly, and a parking permit can be obtained for both the village and the train station.

The building the unit is located in was built in 1874, and is located close to the train station, restaurants, shops, a farmers market, festivals, a waterfront part, a community recreation center, and a library.

The net affordable sale price is estimated to be $176,255, after a $30,000 Westchester County loan subsidy. Estimated monthly real estate taxes will be $502, while estimated monthly common charges will be $494.

The occupancy for this condo is one to three people. It is required that the home be the purchaser's principal place of residence.

The condo is available to those with a household income below 80 percent of the average monthly income in the region. In order to qualify, the household sizes and maximum incomes are as follows:

• one-person household, maximum income of $95,200
• two-person household, maximum income of $108,800
• three-person household, maximum income of $122,400

This property is zoned to the Ossining Union Free School District.

The application and photos of the unit can be found here. Completed applications are due September 8, 2025 at 4 p.m. Completed applications will be accepted on a first come, first served basis. Applications received after that date will be waitlisted.

For additional information, contact Westchester Residential Opportunities at 914-428-4519 or email this address.