Application Open To Buy Affordable 2-Family Duplex In Westchester

CORTLANDT MANOR, NY — Yet another new chance for potential homeowners and renters to combat the affordable housing crisis is here.

Westchester Residential Opportunities announced that there is a new chance for fair and affordable homeownership in Cortlandt Manor and applications are now being accepted.

The "beautiful two-family duplex detached home nestled in in the Town of Cortlandt" is move-in ready. It has a 786-s.f., two-bedroom, one-bathroom unit on the second floor, and a 575-s.f. one-bedroom, one-bathroom rental unit on the first floor.

The home has an updated kitchen, with large, black counter tops, oak cabinets, and two double windows over the sink. New stainless steel appliances include a microwave, a dishwasher and a refrigerator.

The bathroom has tiled flooring and walls, and new fixtures.

The home has hardwood floors throughout and running heating boards. The house is wired for generator backup (generator included). There is a recent roof and boiler/hot water heater (5 years old). The waterline system was updated from the street to the house.

The home has terraced fencing. The first and second level units have their own front and side patios with pavers, approximately .67 acres total. There is also a two-car driveway.

The gross affordable sale price of the duplex is estimated to be $532,154. The net affordable sale price, after a Westchester County loan subsidy, is estimated to be $232,154.

Estimated monthly real estate taxes will be $492.

Estimated rental income from the one-bedroom unit is $899/month.

The occupancy for this duplex is two to five people. It is required that the home be the purchaser's principal place of residence.

The property is available to those with a household income below 80 percent of the average monthly income in the region. In order to qualify, the household sizes and maximum incomes are as follows:

• two-person household, maxium income of $99,950
• three-person household, maximum income of $112,500
• four-person household, maximum income of $124,950
• five-person household, maximum income of $134,950

The duplex is zoned to the Lakeland Central School District.

The property is located close to the Taconic State Parkway, and U.S. Route 9 passes through the town. Nearby Metro-North stations include the Cortlandt station and the Croton-Harmon station. Croton-Harmon is also served by Amtrak.

A brochure and application, along with photos, can be found here. The submission deadline is March 7, 2025 at 4 p.m. Completed applications will be accepted on a first come, first served basis. Any applications received after the deadline will be waitlisted.

For additional information, contact Westchester Residential Opportunities at 914-428-4519 or email this address.