Health & Fitness
Insurance To Cover At-Home COVID Tests: How To Get Them In NC
Families of four in North Carolina will be eligible for nearly three dozen free tests per month under the new Biden administration rule.
NORTH CAROLINA — Millions of people in North Carolina will soon have access to free at-home COVID-19 testing under a new Biden administration rule that will require insurance companies to cover the cost of tests.
Those in North Carolina covered by private insurance will have free access to over-the-counter, at-home COVID-19 tests starting Jan. 15. Tests can be purchased online or at a pharmacy or store, and they will be covered upfront by a health plan or through reimbursement.
"We are requiring insurers and group health plans to make tests free for millions of Americans. This is all part of our overall strategy to ramp-up access to easy-to-use, at-home tests at no cost," Health and Human Services Secretary Xavier Becerra said in a news release Monday.
Find out what's happening in Mooresvillefor free with the latest updates from Patch.
Under the rule, insurance companies and health plans will be required to cover eight free at-home tests per covered individual per month. A doctor’s note isn’t required to obtain the tests, which must be authorized, cleared or approved by the U.S. Food and Drug Administration.
This means a family of four on the same insurance plan would be eligible for up to 32 free tests per month; however, there is no limit on the number of tests covered if ordered or administered by a health care provider.
Find out what's happening in Mooresvillefor free with the latest updates from Patch.
The Biden Administration also said it’s "incentivizing" insurers and group health plans to set up programs allowing people in North Carolina to get over-the-counter tests directly through preferred pharmacies, retailers or other entities with no out-of-pocket costs.
Looking for an at-home test near you? Here are some stores and pharmacies you can check: many have signs on their doors if they're out.
- CVS
- Walgreens
- Harris Teeter
- Walmart
- Costco
- Sam's Club
If you don’t have private insurance or coverage through a group plan, you still have access to free tests locally.
Click here to view 20 free test sites in the Charlotte region.
You can also try these three options locally instead of going to an ER to get tested.
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