How Are You Planning for College? Moms Talk

As soon as your child is born, the clock is ticking.

Eighteen years can seem so long at first, but can go by so fast. And, after those 18 years are done, if all goes well, your child will be graduating and making decisions about his or her future.

College could be a part of their plans. And you have 18 years to save for that.

According to College Board, in-state public college tuition rose 8.3 percent in the 2011-12 academic year over 2010-11, to an average of $8,244. Tuition at private, non-profit colleges averages $28,500 in 2011-12, an increase of 4.5 percent over 2010-11.

And that doesn't include room and board, books, activity fees, transportation, pizza money, etc. 

While there are scholarships out there, not every child is going to get a scholarship. Athletic scholarships are almost impossible to get and are rarely a full ride.

New parents, are you freaking out yet?

Today, let's talk planning for college. If you're a college parent, share your wisdom, experiences, tips and regrets. New parents, ask for advice or share what you are doing.

Joining us, as always, is our fantastic Moms Council.

 is a freelance reporter with Patch. Julie a longtime reporter and communications professional, is a first-time mom of a son born in 2010.

 works in public relations. She has a daughter, Amara. Monina is also a member of the Disney Moms Panel, one of 15 moms selected nationwide, advising people online about planning Disney vacations.

 is a mom of four children ages 6 and under with her husband, Bill. Their fourth child, Colette, arrived Jan. 10. Stephanie also works part-time.

 is a native of New Jersey. She is a marketing professional who has worked in advertising, market research, vending and equipment companies. She and her husband live in Avon with their two children.

 is a mom to a Girl Scout and lives in Avon.

 is the newest member of the  and past president of Avon Early Childhood PTA. She will also be blogging for Avon Patch. If you're a parent and want to share your experiences raising children in Avon, you, too, can .