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Quiet, clean and respectful senior needs a room in Royersford, Limerick area. Pets allowed.

As an investor, you will always need to deal with risk of some kind. How can you manage the risk that accompanies the volatility of the financial markets? The answer depends somewhat on where you are in life.
When you&rsquo;re starting out &hellip; If you&rsquo;re early in your career, with perhaps four or five decades until you retire, you can likely afford to invest primarily for growth, which also means you&rsquo;ll be taking on a higher level of risk &ndash; because risk and reward are positively correlated. But, given your age, you will have time to overcome the market downturns that are both inevitable and a normal part of investing. Still, even at this stage, being over-aggressive can be costly. 
When you&rsquo;re in the &ldquo;middle stages&rdquo; &hellip; At this time of your life, you&rsquo;re possibly well along in your career and working on at least a couple of financial goals, such as saving for retirement and your children&rsquo;s college education. You&rsquo;ll want to begin adjusting the balance in your portfolio between assets with higher growth and those with lower growth since there will be progressively less time to rebuild losses. You'll need to decide on the balance between risk and growth that&rsquo;s right for you.
When you&rsquo;re a few years from retirement &hellip; You may have already achieved some key goals &ndash; perhaps your children have finished college and you&rsquo;ve paid off your mortgage. As a result, you may have more money available to put away for retirement. Growth still matters because your retirement could be 25 or 30 years long, and you'll need investments that can keep up with inflation. But you'll also need investments designed to help provide for your income needs in retirement and provide more stability. Also consider reducing your exposure to higher-risk investments and instead consider investing more in stable dividend-paying stocks, government and investment-grade bonds, and cash.
When you&rsquo;re retired &hellip; Once you&rsquo;re retired, you might think you should take no risks at all with substantial assets held in cash. However, you could spend two or three decades in retirement, so you may need some growth potential in your portfolio to stay ahead of inflation. A more balanced mix between equities and fixed income is generally appropriate. Establishing a withdrawal rate that&rsquo;s appropriate for your lifestyle and projected longevity can help reduce the risk of outliving your money. Of course, if there&rsquo;s an extended market downturn during any time of your retirement, you may want to temporarily lower your withdrawal rate.
Managing investment risk is a lifelong process that evolves with your goals, responsibilities and time horizon. While you'll look for balance among your investments based on your life stage, having a balanced and diversified portfolio doesn't fully protect against a loss. Still, aligning your strategy with your stage of life can help navigate market volatility and stay on track toward long-term success while avoiding emotional investment decisions. The key is staying informed and making intelligent choices that reflect your current income needs and future aspirations.
This article was written by Edward Jones for use by Hannah Ryan,&nbsp;your local Edward Jones Financial Advisor in King of Prussia, <a class="ej-web-dial wd-link" data-wd-title="Click to dial (610) 265-3485 using Web Dial." data-wd-enabled="true" data-wd-phone-no="+16102653485" href="tel:+16102653485" rel="nofollow" target="_blank">610-265-3485</a>.
<a href="https://www.edwardjones.com/us-en/financial-advisor/hannah-ryan" target="_blank" rel="nofollow">Check out her Website here.</a> 
Edward Jones, Member SIPC

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Now open at the Royersford Commons - Fresh Monkee

Fresh Monkee

🍌 Local Flavor: Fresh Monkee Brings Healthy, Delicious Shakes to Royersford Commons Royersford, PA — A familiar local face is bringing a fresh concept to the neighborhood. Fresh Monkee, a brand-new shop dedicated to nutrition and flavor, has officially opened its doors at 620 Main Street in the new Royersford Commons. The new venture is owned and operated by a long-time local resident, Kevin Alessandroni, making Fresh Monkee a true community business. Mission: Fueling Your Day, the Healthy Way Fresh Monkee’s mission is straightforward and powerful: To provide the community with wholesome, nutritious shakes and snacks that support a healthy and active lifestyle, without compromising on taste. “We believe that eating well should be both easy and enjoyable,” says Kevin. “Our goal is to be the go-to spot for a quick post-workout boost, a satisfying meal replacement, or just a deliciously healthy treat for the entire family.” While the cornerstone of the menu is its wide variety of protein and meal-replacement shakes, Fresh Monkee also offers unique, in-house specialties you won't find anywhere else: Monkee Balls: These popular, house-made energy bites are packed with wholesome ingredients, perfect for a guilt-free snack on the go. Puppy Shakes: Don't forget your best friend! Fresh Monkee even offers dog-friendly "Puppy Shakes" so your furry companion can enjoy a healthy treat while you grab yours. The team invites everyone to stop by Fresh Monkee at Royersford Commons to taste the difference. They are ready to help you find your new favorite shake and support your health goals.

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