Money-saving Tips for the Holiday Season

With the holidays fast approaching, here are some tips to help you shop smart and save money!
Reader’s Digest offers consumers 13 Best Ways to Save Money on Holiday Shopping. Some of their handy tips include:
Shop on a Tuesday. According to a recent New York Times report, online retailers tend to offer the best deals on Tuesdays. Better yet, try Tuesday morning: That same report suggests sales tend to go live early.
Try shopping late. It's true that sales start in the early morning hours, but Business Insider notes that if you shop after 6:00 p.m., some retailers will already have sales for the next day activated, letting you get great deals without setting your alarm.
It's okay to procrastinate. A Consumer Reports study actually says the best deals on coveted electronics tend to come after Black Friday and the so-called “Cyber Monday.” The New York Times says you can wait even later to shop for all kinds of gifts, with the best deals actually coming the week before Christmas.
Lots of rewards can be found by shopping with the right credit card. Using your credit card strategically as you make your holiday purchases can pay off in the long run. A cash-back credit card can provide 1% or 2% cash back on all purchases. A rewards credit card is similar, but can provide even larger rewards from certain vendors or on certain products.
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