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Business & Tech

Four Ways to Save Money All Year Round

Pro Tips That Can Help You Save Without Sacrificing Quality

Tax season is an excellent time for Washington families to reevaluate their finances.
Tax season is an excellent time for Washington families to reevaluate their finances. (Comcast)

So, you've filed your taxes and are waiting for your refund. Now what?

"Tax season is a great time for families to reevaluate their finances," said Jeanette Kaplun, founder and chief executive officer of Hispana Global. "It can be a chance to plug any holes in your budget and make the most of your tax refund."

If you want to save on more than just your tax return this year, check out Kaplun's four pro tips to help you save without sacrificing quality.

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1. Uncover spending leaks

Do you know where your money is going? You likely already know your fixed expenses like your rent or mortgage payment, car loans, utilities, and probably most of your variable expenses like groceries. However, there may be leaks in your budget.

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For example, don't overlook small daily purchases. A daily $5 latte quickly adds up to an $1,825 yearly expense. That doesn't mean you have to give up on coffee altogether, but consider making coffee at home most days and limiting your lattes to a couple of times a week.

For parents, another seemingly small expense that adds up over time is your kids' phone use.

"Make sure your kids aren't racking up too many in-app purchases on their phones," said Kaplun. "Have your parental controls turned on so you can see what your kids are doing and how much they're spending."

2. Switch providers

You've probably heard about how you can save on car insurance by comparing rates and switching. You can apply the same principle to other expenses, too, like your internet service.

Just because you've been with your internet service provider for a long time doesn't mean you're getting the best deal. Shop around and see what competitors are offering.

For example, you could consider switching to NOW Internet by Xfinity. NOW Internet is a pay-as-you-go service with no contracts and no credit checks that starts at just $30 a month, with all-in pricing and equipment. Best of all, there's no hassle. You can order your equipment online and have it shipped to your home or pick up your box at your local Xfinity store.

Bonus: Your internet service provider may offer deals on other services like mobile. For example, you can sign up for NOW Mobile and pay just $55 a month when you get both NOW Internet and NOW Mobile, with no annual contracts or hidden fees. NOW Mobile is available for NOW Internet and Xfinity Internet customers.

3. Review your subscriptions

It's easy to rack up subscriptions. Whether it's digital streaming platforms, a gym membership or a monthly food box, you'd be surprised how many you have and how many you don't use.

"Reviewing your online and offline subscriptions and removing those you no longer use can save you hundreds of dollars a year," said Kaplun.

4. Look for deals and bundles

Now that you've reviewed your subscriptions and canceled those you don't use, take a careful look at the ones you want to keep. You may be able to get better deals or bundle subscriptions to save money.

If you subscribe to platforms like Apple TV+, Netflix Standards with ads and Peacock Premium, consider switching to NOW StreamSaver. Instead of paying for each individual subscription, you'll have just one monthly subscription of $30 a month, no contracts or additional fees, and you'll also get over 125 other streaming channels. NOW also offers NOW TV and NOW TV Latino, which offer over 125 streaming channels, including A&E, AMC, Discovery, HGTV, MGM+, TLC, Cinelatino, WAPA América and more. Plus, you get Peacock Premium for no additional cost. To learn more, visit Xfinity.com/NOW.

Make the most of your dollars

You can still enjoy the things you love while saving money. Using these four expert tips, you can make the most of your tax season financial review and save money all year long.

Disclaimer: Andy Colley is a senior director and copywriter for Comcast NBCUniversal.

The views expressed in this post are the author's own. Want to post on Patch?

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