Insurance Covers At-Home COVID Tests: How To Get Them In Phoenix

PHOENIX, AZ — Millions of people in Arizona will soon have access to free at-home COVID-19 testing under a new Biden administration rule that will require insurance companies to cover the cost of tests.

Those in Arizona covered by private insurance will have free access to over-the-counter, at-home COVID-19 tests starting Jan. 15. Tests can be purchased online or at a pharmacy or store, and they will be covered upfront by a health plan or through reimbursement.

"We are requiring insurers and group health plans to make tests free for millions of Americans. This is all part of our overall strategy to ramp-up access to easy-to-use, at-home tests at no cost," Health and Human Services Secretary Xavier Becerra said in a news release Monday.

Under the rule, insurance companies and health plans will be required to cover eight free at-home tests per covered individual per month. A doctor’s note isn’t required to obtain the tests, which must be authorized, cleared or approved by the U.S. Food and Drug Administration.

This means a family of four on the same insurance plan would be eligible for up to 32 free tests per month; however, there is no limit on the number of tests covered if ordered or administered by a health care provider.

The Biden Administration also said it’s "incentivizing" insurers and group health plans to set up programs allowing people in Arizona to get over-the-counter tests directly through preferred pharmacies, retailers or other entities with no out-of-pocket costs.

Looking for an at-home test in the Phoenix area? Here are some stores and pharmacies you can check:

• CVS: 50 W. Jefferson St., Suite 140, Phoenix
• Walgreens: 3420 N. Scottsdale Road, Scottsdale
• Fry's Pharmacy: 3232 S. Mill Ave., Tempe

If you don’t have private insurance or coverage through a group plan, you still have access to free tests in Maricopa County. Head to any of the following testing sites or locations offering free at-home tests:

• A limited supply of at-home rapid COVID-19 tests will be available for pick up at Maricopa County Public libraries from 2:30-5 p.m. on Jan. 12 and Jan. 19. Distribution will be limited to one kit, containing two tests, per vehicle. Click here for library addresses and updates on their stock of test kits.