Here's Where San Diego Ranks Among Most Debt-Ridden Metros

SAN DIEGO, CA — LendingTree released its list of the most debt-ridden U.S. metros, examining which major cities have the most non-mortgage debt, and San Diego was among the metros ranked on the list.

According to the study, residents across the largest metros have an average of $37,827 in non-mortgage debt. Across the 50 metros, auto loan debt is the highest at an average of $12,437, ahead of student loans at $11,747, credit cards at $7,890 and personal loans at $3,703.

Austin, Texas, is the most debt-ridden metro, according to the report, with residents owing an average of $45,920 in non-mortgage debt. Conversely, San Jose, California, is the least debt-ridden metro, with residents owning an average of $26,704 in non-mortgage debt. San Jose residents also have the lowest average student loan debt at $5,033.

Riverside is the most debt-ridden metro in California and the ninth-most debt-ridden metro in the country, according to the report. A total of 97.1% of Riverside residents carry non-mortgage debt and owe an average of $41,752.

San Diego ranked No. 29 with $36,303 in non-mortgage debt.

LendingTree researchers analyzed sample data of about 210,000 anonymized credit reports of LendingTree users from April, May and June 2024 to calculate average non-mortgage debt balances, which included auto loans, credit cards, personal loans, student loans, and other types of debt, excluding mortgages.

View the full list on LendingTree.