Lemonade Offers Connecticut Insurance With Tech And Heart

Whether you’re just closing on your first place or you’re a longstanding homeowner, you know that there’s no such thing as too much peace of mind when it comes to protecting your home. That’s why mortgage lenders require you to purchase homeowners insurance for your financial protection — but what if insuring your home was not only a smart financial move, but also made the world a better place?

If that sounds too sweet to be true, think again. Lemonade Homeowners Insurance offers Connecticuters excellent, easily customizable coverage, a seamless online sign-up process and super-fast claims handling.

No matter if you’re closing on a new home or just thinking about switching your current insurance, Lemonade has something unique to offer for you — so let’s take a look at what homeowners in the Nutmeg State should know about Lemonade.

Meet Lemonade, an Entirely New Kind of Insurer

Living in a state that’s home to the “insurance capital of the world,” Connecticuters are hardly strangers to the industry. But as Lemonade shows, there’s insurance — and then there’s insurance.

Launched in 2016 with an eye toward reimagining what’s possible in the industry, Lemonade operates according to three core guiding principles: Insurance should be as delightful as possible. It should be innovative and speak to today’s digitally savvy consumers. Finally, insurers shouldn’t just talk a good game about social impact — they should actually build it into their business models.

Signing up with Lemonade just takes about two minutes. All you have to do is answer a few questions about your home from AI Maya, Lemonade’s refreshingly friendly chatbot, and then you’ll be taken to your quote, where you can adjust your coverage amounts to reflect your specific needs. (We’ll dive a little deeper into Lemonade’s coverage in just a bit.)

The company makes filing a claim just as seamless. All you have to do is log into your Lemonade account, answer a few questions about what happened, and record a video describing your loss. The company’s technology enables Lemonade to pay claims out super-fast. More complex cases get sent to a Lemonade claims expert for further review — and because AI Jim handles the easier claims for them, Lemonade’s claims pros can handle even complex claims in a matter of hours or days, not weeks or months.

The Lemonade Giveback

Another word about claims: Rather than profiting from premiums that aren’t used to pay claims, Lemonade takes only a flat fee and donates leftover funds to charities that Lemonade customers care about as part of the company’s Giveback initiative.

Last year, Lemonaders donated more than $2.3 million to charities tackling a wide range of social challenges, including hunger, public health, climate change, racial justice, LGBTQ rights, and more. As a Certified B Corp committed to social impact, Lemonade’s Giveback offers Connecticut homeowners a powerful way to deepen their involvement in their local communities and the world at large.

Covering Your Home with Lemonade

If a seamless customer experience and the chance to make a difference already have you intrigued, wait until you hear about Lemonade’s outstanding insurance coverage.

A base homeowners policy comes with seven levels of protection:

• Dwelling coverage to pay for covered damages to the structure of your home.
• Other- structures coverage to pay for covered damages to things like your driveway, fence, or shed.
• Personal property coverage to protect your belongings against covered losses both inside and outside your home.
• Loss-of-use coverage to cover any extra costs you incur if your home becomes unlivable and you’re forced to evacuate
• Personal liability coverage in case you or anyone on your policy are held liable if someone is accidentally injured on your property
• Medical payments to others in case that person incurs medical bills as a result of their injury

What’s more, Lemonade offers Extra Coverage to protect your most valuable items, including bikes, cameras, jewelry, fine art, and musical instruments.

Updating your coverage limits is easy: Lemonade’s Live Policy allows you to make instant changes from your smartphone or computer. Just head over to “My Account,” scroll down to where your coverage limits are listed, and use the “+” or “-” signs to change your coverage limits, add additional insureds, or add Extra Coverage.

In addition to writing homeowners, condo, renters, and pet insurance, Lemonade also offers term life insurance in Connecticut through a life insurance partner, and you’ll get a bundle discount on your Lemonade policy when you buy a second policy.

Get Covered Today

Ready to give Lemonade a taste?

Once you sign up, you’ll be joining millions of customers who have made Lemonade one of America’s most beloved home insurance providers — and you’ll be well on your way to making a positive difference both locally and globally.

Get your free quote here.