‘Supreme Court asked to end Realtors’ ‘optional’ rules’-Possible Multi-Billion Dollar Case and SCOTUS

The Center Square has spotlighted a case that is pending before the Supreme Court of the United States (SCOTUS). In Part I is that report by the Center Square. In Part II are a series of responses by left-leaning Bing's artificial intelligence (AI) powered Copilot to inquiries from this writer on 10.16.2025. According to Copilot:

• The case builds on growing scrutiny of real estate consolidation and anti-competitive practices.

• Manufactured housing—already under fire for consolidation and alleged price manipulation—could be next in line for similar legal challenges.

• This aligns with existing concerns raised in MHProNews and MHLivingNews about market rigging and gatekeeping.

More on that in Part II, which could have implications for several members of the Manufactured Housing Institute (MHI). Other topics including and beyond housing follow in Part III.

Part I

The Center Square has spotlighted a case that is pending before the Supreme Court of the United States (SCOTUS). In Part I is that report by the Center Square. In Part II are a series of responses by left-leaning Bing's artificial intelligence (AI) powered Copilot to inquiries from this writer on 10.16.2025. According to Copilot:

• The case builds on growing scrutiny of real estate consolidation and anti-competitive practices.

• Manufactured housing—already under fire for consolidation and alleged price manipulation—could be next in line for similar legal challenges.

• This aligns with existing concerns raised in MHProNews and MHLivingNews about market rigging and gatekeeping.

More on that in Part II, which could have implications for several members of the Manufactured Housing Institute (MHI).

Part II

1) From a series of Q&As found in the transcript of the PDF linked here that Copilot confirmed as accurate at this link here.

Yes, there are relevant updates since the Center Square article titled “Competition ‘evisceration’: SCOTUS asked to forever end Realtors’ ‘optional’ rules” was published. Here's a concise summary:

🏛️ Supreme Court to Consider REX’s Antitrust Appeal Against NAR and Zillow

🔹 What’s New

• As of October 15, 2025, the U.S. Supreme Court is reviewing whether to accept an appeal from Real Estate Exchange (REX), which alleges that the National Association of Realtors (NAR) and Zillow conspired to suppress competition.
• The case centers on NAR’s now-defunct “optional” rule that allowed platforms like Zillow to bury listings from non-traditional brokers like REX.
• REX claims this rule violated antitrust laws and led to its business collapse.

🔹 Industry Shakeup

• NAR quietly ended the “optional” rule earlier this year, but critics argue the damage was already done.
• The lawsuit seeks to revive claims that could expose NAR and Zillow to billions in liability.

🔹 Broader Legal Context

• This case follows a series of antitrust challenges against NAR, including DOJ investigations and private lawsuits targeting its commission structures and listing policies.

🔗 Sources

• MSN Coverage
• Yahoo Finance Summary

Let me know if you'd like a breakdown of how this could impact manufactured housing brokers or listing platforms.

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2) The follow up with Copilot on the above.

Copilot, useful. Okay, what potential insights do you see in this, if any, that may have a direct or indirect impact on manufactured housing? Explain your response and support it with plain text hyperlinks.

Absolutely, Tony. The Supreme Court case challenging the National Association of Realtors’ (NAR) “optional” rules—particularly those affecting listing visibility and commission structures—could have direct and indirect implications for manufactured housing, especially in how homes are marketed, sold, and regulated. Here's a breakdown:

🧠 Key Insight: Antitrust Scrutiny of Real Estate Gatekeeping

The case brought by REX Real Estate Exchange accuses NAR and Zillow of suppressing competition by burying non-MLS listings. If SCOTUS sides with REX or allows the case to proceed, it could:

• Disrupt centralized listing control (MLS systems)
• Open pathways for alternative platforms to gain visibility
• Challenge entrenched commission structures

📎 Center Square article

🏘️ Manufactured Housing Implications

1. Listing Visibility and Access

• Manufactured homes are often excluded or marginalized on mainstream MLS platforms.
• A ruling that weakens NAR’s control could empower independent listing services or MH-specific platforms to gain traction.
• This could improve visibility for for-sale-by-owner (FSBO) listings and non-traditional brokerages serving manufactured home communities.

2. Commission Reform

• Manufactured home sales often involve non-standard commission models or in-house sales teams.
• If the case leads to broader reform of commission practices, it could:

• Lower transaction costs for buyers and sellers
• Increase transparency in manufactured home sales
• Pressure vertically integrated firms to disclose pricing and fees more clearly

3. Antitrust Precedent

• The case builds on growing scrutiny of real estate consolidation and anti-competitive practices.
• Manufactured housing—already under fire for consolidation and alleged price manipulation—could be next in line for similar legal challenges.
• This aligns with existing concerns raised in MHProNews and MHLivingNews about market rigging and gatekeeping.

📎 Antitrust Lawsuit Against MHI Members

🔍 Strategic Takeaway

If SCOTUS curtails NAR’s power or opens the door to alternative listing models, it could:

• Democratize access to housing markets
• Reduce barriers for manufactured home sellers and buyers
• Expose parallel antitrust vulnerabilities in MH industry practices

This case is a bellwether for broader reform—and manufactured housing stakeholders should be watching closely.

Let me know if you’d like a visual timeline or infographic to illustrate the crossover between this case and MH industry dynamics.

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3) The follow up Q&A.

Copilot, this is what was on my mind when I asked you the first question: "Expose parallel antitrust vulnerabilities in MH industry practices" "manufactured housing stakeholders should be watching closely." Explain that in more detail. If recent or other reporting on MHProNews and/or MHLivingNews applies, link it and explain why. But whatever source(s) you want to cite provide more detail to those quotes from your prior reply and link the results.

Absolutely, Tony. Let’s unpack the deeper meaning behind the phrases:

“Expose parallel antitrust vulnerabilities in MH industry practices”

“Manufactured housing stakeholders should be watching closely.”

These refer to how the Supreme Court case against NAR and Zillow—centered on anticompetitive listing control and commission structures—mirrors similar patterns of market manipulation and gatekeeping in the manufactured housing (MH) industry. Here’s how:

🧠 Parallel Antitrust Vulnerabilities in Manufactured Housing

1. Listing Gatekeeping and Visibility Suppression

• Just as NAR’s “optional” rule allegedly buried non-MLS listings, MH industry insiders have long raised concerns that mainstream listing platforms marginalize manufactured homes, especially those sold by independent retailers or FSBO sellers.
• MHProNews has documented how MHI-affiliated firms dominate visibility, while smaller players struggle to get traction.

📎 MHProNews: Manufactured Housing Institute’s Alleged Market Rigging

2. Commission and Fee Structures

• The NAR case challenges entrenched commission models that inflate costs and limit consumer choice.
• In MH, similar concerns exist around bundled fees, site rent markups, and in-house financing—especially when vertically integrated firms control both the home sale and the land lease.

📎 MHProNews: Antitrust Lawsuit Against MHI Members

3. Consolidation and Collusion Risks

• The NAR case exposes how industry rules can be weaponized to suppress competition.
• MHProNews and MHLivingNews have repeatedly reported on consolidation among MHI member firms, and how policy positions and lobbying efforts appear coordinated to benefit large players at the expense of consumers and independents.

📎 MHLivingNews: Manufactured Housing’s Consolidation Crisis

🧭 Why MH Stakeholders Should Watch Closely

If SCOTUS rules against NAR or allows broader antitrust scrutiny:

• It could set precedent for challenging similar gatekeeping in MH.
• Regulators may revisit antitrust complaints already filed against MHI-affiliated firms.
• Independent retailers, community owners, and consumers could gain leverage to demand fairer access, pricing, and representation.

This isn’t just a real estate story—it’s a template for reform in MH.

Would you like a visual comparison chart showing NAR vs. MHI practices and how the legal arguments align? I can also help draft a stakeholder alert or op-ed framing this for MH audiences.

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4)

5)

There is a national association in manufactured housing that has in recent years been getting more attention. Why? Several reasons. But perhaps among them is the fact that the Manufactured Housing Association for Regulatory Reform has avoided the kinds of arguably scandalous behavior that the Manufactured Housing Institute (MHI) and several of their dominating members have engaged in.

Part III

As promised in the preface, other topics follow.

Dig into some of those other thought provoking items from this "Reality Check" series for this Patch and in our deeper dive reports on MHProNews and MHLivingNews, which like this article have the benefit of AI fact checks for accuracy and to find additional information others may have missed.

Thanks as always for checking in. The blessings of truth and the hope for the gift of eternal joy for all.

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VP Vance-Illegal Immigrants Squeeze U.S. Citizens from Home Ownership

Bill Wilson - "A Mistake From The Past That Can Be Avoided"

GROK Affordable Housing Crisis Thesis-‘This Ain’t Theory—it’s a Heist’

Fact Checks by Grok-Copilot-Gemini Point to Problems at Manufactured Housing Institute that help Explain 21st Century Manufactured Home Sales

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Is Decline in Christianity in U.S. Over? Pew Research Suggests It Is

Numbers of Those Praying and Attending Religious Services or Mass Have Stabilized According to Recent Findings Including a Big New Pew Study

Feb 2025 sees Lowest Number of Border Crossings in Modern USA History

HUD Sec Scott Turner Tension with HUD Research v Local Zoning Barriers

GROK reports on "Most Comprehensive" article on Sec Turner's recent remarks to WMAL, CPAC, and on challenges to solve affordable housing.

Dems Fretting Over Billionaires Are on Billionaire Dole for Years

Audrey Streb-for DCNF and via Daily Signal: Democratic Officials that Criticized Wealthy Despite Taking Funding from Billionaires (Ouch!)

Rob Romano-Who Controls Foreign Policy? President Or District Courts?

'Sexual Deviants' in Federal Service to be Fired-per DNI Tulsi Gabbard

More on those and other topics in this eclectic "Reality Check" series here on this Patch.

Big Majority Approve DOGE-Plus Political Cartoons to Muse and Amuse

THE Reality Check-All of Us Have Been Manipulated & Lied to-E. Nickson

Dan Bongino to FBI - 'We’re About to See it All. It’s All Coming Out.'

Larry Elder on 'Supercharging the U.S. Economy' Using a Proven Method

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Democrats and GOP both 'Underwater' in New Poll-But Guess Which Leads?

By the Numbers - Evidence of Discrimination Against Believers in God

Employees! It is ‘Not Free Market Capitalism It’s Corporate Feudalism’

HUD Sec Turner-'Corporate Takeover of Housing—A Manufactured Crisis'

'Trump Is Leading a Historic Counterrevolution Against the Deep State'

Federal Racket-Follow the Money-Tammany Hall 2.0 and Big U.S. Media

U.S. Manufactured Home Industry Production 2024 Total Up per MHARR

(Note MHARR is short for the Manufactured Housing Association for Regulatory Reform.)

Scott Turner Confirmed Secretary of Housing and Urban Development-Official HUD+Manufactured Housing Association for Regulatory Reform (MHARR) News Releases; Manufactured Home Generational Wealth

> ‘Endemic Mismanagement of HUD Manufactured Housing Program’ Nom Turner

'Restoring and Expanding Affordable Housing Role of Manufactured Homes'–MHARR Letter Cites 2000 Reform Act, "Enhanced Preemption" Much More...https://patch.com/florida/lake...

> Big Govt, Big Pharma, Big Food made Americans Overweight and Unhealthy

> Virginia Bishop for ‘Well-Regulated Borders’ Amid VP J.D. Vance Rumble

> Romano-Trump Bans DEI In Federal Govt—States And Corporations Are Next

> How Republicans Should Follow Through on Tough Talk on Immigration

> NPR=87 Registered Democrats in Editorial Positions and No Republicans

> President Donald J. Trump’s Official 'America First Priorities'

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> Rubio Senate Replacement Ashley Moody (FL-R) Gets Key Assignments

> Trump Plan: Make America Safe, Affordable, Restore U.S. Values for All

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> Official Manufactured Housing Production from 1995-2023-Why it Matters

> Anna Paulina Luna (FL-R) and Barry Loudermilk (GA-R) MERIT Act Insight

> Executive Orders on Investigating Biden Censorship & Weaponization

> Floridian Dr István Dobozi Strikes at Trump Again in Magyar Article (Another critical analysis - fact check).

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> Why do Liars Lie? Why do those Engaged in Paltering and Spin Palter?

> Controversy-Manufactured Housing Institute-Lesli Gooch-Mark Bowersox

> ‘Mobile Home Values Rising Faster Than Single-Family’ House-Wow Fact$

> Realtor-What Is a Manufactured Home? The Next Step Beyond Mobile Homes

> Orlando RE Agent Smith-Younger Adults Will Need $8500 Monthly for Rent

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> Rob Romano-Time To Declassify Everything, Or Another RussiaGate Ahead

> Contemporary Tips from Legend Paul Harvey-Surprising Rest of the Story

> Alert: Is Affordable Housing Linked Scandal at Champion Homes Brewing?

> Report: Biden-Harris Federal Agencies Spent Millions Torturing Cats

> Lesli Gooch Ph.D.-Award, Coverup, Headfake, Scandal? Rest of the Story (Manufactured Housing Institute linked)

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> ALG Unpacks Trump Pitch to Cut Drug Costs by Cutting PBM Middleman

> Is there Evidence that God Exists? Evolution vs. Intelligent Design

> Democratic Voters-Closer Look at Biden’s Acts Before Biden-Harris Exit

> Christian Leaders-Signs of 4th 'Great Awakening' Millions go to Jesus

> Attorney John Morgan - Democrat Megadonor on Kamala Harris Campaign

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> USA Today - David Plouffe and Dem Advisers on Kamala Harris Revelation

> Majority OK Trump Transition-Mass Deportations-Tariffs- Is it Hopeful?

> Niskanen Center Praises Manufactured Home ‘Cost Savings’ and ‘Quality’

> Alice Carter-The Northern Forum-Deporting Immigrants & Housing Crisis

> Cartoons-Kamala Day 1, DOGE the Swamp, Brainwashing, & Out In the Cold

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> The Creepy Line-Peter Schweizer-Dr. Jordan Peterson-Dr. Robert Epstein

> Secret State Miniseries - Fictional TV Series Shed Light on Reality

> Trump Transition Team Asked to Prioritize Affordable Housing Issues

> Top 10 States for Homelessness & Top Cities for Crime=Shocking Lessons

> WashPost-American Dream Fades But Assoc CEO Mark Weiss Shows Solution

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> Blankley-Goodbye American Dream? Only 10% Polled Can Buy a House; But

> Frank Rolfe-Special Interests ‘Don’t Want to Solve Affordable Housing'

> TARK-‘I’m a Teen and Know the Solution to Affordable Housing Crisis’

---> Renting? Rent too High? Odds Are DOJ Suit vs RealPage Matters to You

> New-Certified “Half Price Homes” - Affordable Housing Solution Redux

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> Solution: “Would-Be Homebuyers Need 80% More Income Than 4 Years Ago”

L. A. “Tony” Kovach is a publisher who has earned multiple awards in history. He and his family live in a manufactured home on private property in Winter Haven, FL. He is the co-founder of Manufactured Home Living News.com (MHLivingNews.com) and Manufactured Home Pro News.com (MHProNews.com), trade publications serving segments of the manufactured home industry. Having worked in several segments of the manufactured home industry for over 3 decades, Kovach is a widely acknowledged and often praised expert on manufactured housing.

According to scores of industry pros and three different AI fact-checks, Kovach is the most prolific, most rigorous, most factually accurate-document rich research-reporter on manufactured housing industry issues in the 21st century. But I do get fat finger typos. Please pardon those when you find them. ###

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