🌱 Patch AM: How a Lutz financial planner says you can save on mortgages

Good morning Lutz! Your connection to what's happening around town is here. Take a sip of coffee and read on. ☕️️

In today's newsletter:

• How a Lutz financial planner says you can save on mortgages

Today's riddle: What did the windowsill say to the glass? 🤔 (Answer below!)

Weather forecast:

• Monday: Breezy in the afternoon, with a high of 81 and low of 62 degrees.
• Tuesday: Mostly sunny, temps: high: 81, low: 56.
• Wednesday: Very warm with plenty of sun, with a high of 82 and low of 55 degrees.

📰 News we're reading

• Most homebuyers don't shop around for a mortgage, research shows. Why that's a bad idea (cnbc.com) — A Lutz-based financial planner is urging homebuyers to shop around for mortgages, noting that interest rates and closing costs can vary widely between lenders. Using current national data, experts show how even a half-point rate difference can save tens of thousands of dollars over a 30-year loan. They also explain how to compare offers without seriously hurting your credit score.
   

📸 Around Lutz

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🗓 Events Nearby

Monday December 22

• OPAL Theater
  Oldsmar, FL Calendar , 400 St. Petersburg Drive East , Oldsmar
  6:00 pm
• Adult Open Hockey
  Oldsmar, FL Calendar , 3120 Tampa Road , Oldsmar
  6:00 pm
• Volleyball Play & Learn
  Oldsmar, FL Calendar , 650 Pine Ave N , Oldsmar
  6:30 pm
• Yoga
  Oldsmar, FL Calendar , 650 Pine Ave N , Oldsmar
  7:00 pm
• Volleyball Semi-Private Instruction
  Oldsmar, FL Calendar , 650 Pine Ave N , Oldsmar
  7:30 pm

Tuesday December 23

• Star-Spangled Art Exhibit
  Oldsmar, FL Calendar , 100 State St W , Oldsmar
• Winter Youth Camp Week I
  Oldsmar, FL Calendar , 650 Pine Ave N , Oldsmar
  7:00 am
• PIYO Live
  Oldsmar, FL Calendar , 650 Pine Avenue North , Oldsmar
  6:00 pm
• T’ai Chi Chih – Moving Meditation for Mind and Body
  Oldsmar, FL Calendar , 650 Pine Avenue North , Oldsmar
  6:00 pm
• T'ai Chi Chih
  Oldsmar, FL Calendar , 650 Pine Avenue North , Oldsmar
  6:00 pm
• Volleyball Academy - Beginners
  Oldsmar, FL Calendar , 650 Pine Ave N , Oldsmar
  6:45 pm
• Belly Dancing
  Oldsmar, FL Calendar , 650 Pine Ave N , Oldsmar
  7:00 pm

Have we missed something on our calendar? Add an event yourself! As always, before attending confirm event details to ensure accuracy.

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💬 Chatter

What your neighbors are talking about on social media

• #reunited Update: this knucklehead dog was on my porch when I just opened my front door about 30 minutes ago.
  I guess this dog has his own agenda. My boss made me laugh by saying maybe he had errands to run overnight. … (Nextdoor Lutz)
• Please share & repost to help reunite this lost cat!
  Panter was LOST on December 17, 2025 in Lutz, FL 33559 near Livengood rd Sharing for a neighbor. For the latest information or to contact the owner,… (Nextdoor Lakes Edge Ln)

• TJX Companies, Inc. posted a job opening for Seasonal Merchandise Associate in Lutz. Apply here.
• McDonald's Restaurants posted a job opening for Crew Team Member in Lutz. Apply here. You can search for other jobs near Lutz here.

🗞 Nearby News

Ok Lutz! So now you're in the loop about what's happening today. Thanks for reading, and see you in your inbox next time! Oh -- and if you like what you're reading, invite a friend to Patch AM!

-- The Patch AM Team

P.S. The answer to today's riddle: I feel your pane.
Got a good riddle for PatchAM? Send it to us!

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