How To Check If Florida Owes You Money In 2025

Money and the rights to valuables that belong to Floridians may be sitting in government accounts, but it's up to you to claim your property.

Currently, the Florida Department of Financial Services holds unclaimed property valued at $2 billion, mostly from dormant accounts in financial institutions, insurance and utility companies, securities and trust holdings.

In addition to money and securities, unclaimed items include tangible property such as watches, jewelry, coins, currency, stamps, historical items and other miscellaneous articles from abandoned safe deposit boxes.

Officials estimate 1 in 5 Floridians has unclaimed money or property in the state's possession.

Until claimed, funds are deposited into the state school fund, where it is used for public education. There is, however, no statute of limitations, and citizens have the right to claim their property at any time at no cost.

Officials say $323 million was paid out to Floridians in 2024.

To see if you have money in the state's care, go to FLTreasureHunt.gov and search under your name or a business name.

To submit a claim, the required documentation includes (but may not be limited to) a copy of your current identification reflecting your current mailing address and documentation proving your ownership of the account.

The state is allotted up to 90 days from the date it receives a complete claim package to decide. Claims are often processed sooner, but due to the high volume of claims received by the department, a full 90-day period may be required to finalize a claim.

The U.S. government lacks a central website to find unclaimed funds. To search for unclaimed money that may be lying in a different state's treasury, check this list of treasurer's offices.

If you don't have money lying in the state treasury, the government also suggests checking for unclaimed funds from bank failures or unclaimed deposits from credit union closures. You could also check for unclaimed or undelivered tax refunds or a refund from an FHA-insured mortgage.

Finally, you can check for unclaimed back wages, pension money or life insurance funds. Here is how to find out how to search for these unclaimed funds.