Minnesota Lawmakers Considering Low-Cost Car Insurance Program

CBS Minnesota

March 26, 2025 / 6:13 AM CDT

Auto insurance costs keep going up, and Minnesota drivers are feeling it. But lawmakers are looking at a potential solution at the State Capitol Wednesday.

Minnesota auto insurance rates are up nearly 60%. A new bill would create a low-cost insurance program. It's called the Minnesota Lifeline Insurance Program and it would offer lower premiums to eligible drivers.

Here's what you would need:

• An income below 300% of the federal poverty level.
• A continuous driver's license for the past three years.
• Proof that you have health insurance.

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