Three Men Accused of Swindling a Lakeville Credit Union

Two men from Minneapolis and one from St. Paul have been charged with swindling a Lakeville credit union out of thousands of dollars in late 2009.

Robert Earl Boyce Jr., 20, and Jamal Daquan Coleman, 20, both of Minneapolis, and Alexandrew Lee Cady, 20, of St. Paul, face one felony count each of theft by swindle, which carries a maximum penalty of five years in prison and a $10,000 fine.

According to separate criminal complaints against the men, all three opened accounts at in Lakeville in November or December 2009.

Boyce is accused of opening savings and checking accounts with $10 on Nov. 27, 2009, then depositing a fraudulent check for $8,500, splitting it between the two accounts.

The same day, the complaint says, Boyce withdrew $555 from the accounts, then used a different ATM to transfer $1,343 into the checking account.

On Nov. 28, Boyce made a debit purchase for $3,965 at Mystic Lake Casino in Prior Lake. By the time the fradulent check for $8,500 was overturned, Boyce had defrauded the credit union out of $2,622, the complaint says.

Boyce told police that he had opened the accounts with a check he received from a woman named “Lawanda,” who asked him, “Do you want to get some money?” He admitted making large ATM withdrawals and told police that he did it because he was “down and broke.”

Cady opened savings and checking accounts at an Affinity Plus branch in St. Paul on Dec. 7, 2009,, using a check written on a closed account at the Lakeville branch for $5,800, according to the complaint against him.

He subsequently made several ATM withdrawals from the account and a debit purchase at Mystic Lake for $4,865 before the initial deposited check was returned, the complaint says.

Cady told police that “a black lady named Lynette or Jeanette” gave him the initial check because he was doing “a little bit of everything for her,” and that she told him that she would “take care of him.” He admitted that he didn’t think the check was good, according to the complaint.

Coleman is accused of opening checking and savings accounts at the Lakeville Affinity Plus branch on Nov. 30, 2009, then depositing a fraudulent check for $5,800 into the accounts.

The same day, according to the complaint, Coleman made several ATM withdrawals, and on Dec. 1, 2009, he made a debit purchase at Mystic Lake for $4,065.

The deposit was reversed two weeks later, resulting in a loss of $4,040 to Affinity Plus, the complaint says.

Coleman told authorities that the money for the initial deposit came from a woman named “Katie Jones,” according to the complaint.