This post is sponsored and contributed by Proponent Federal Credit Union, a Patch Brand Partner.

Community Corner

Changing your financial ways is worth it.

No-fee opportunities from your local Credit Union.

(Proponent Federal Credit Union)

This is a paid post contributed by a Patch Community Partner. The views expressed in this post are the author's own, and the information presented has not been verified by Patch.


With over 50 years in the financial industry, Proponent Federal Credit Union’s most notable changes occurred in the last year and half. Prior to the pandemic, we recognized the need to expand our virtual services and refresh our brand to encompass a digital and mobile culture.

As we continue to evolve, one consistent value is how we differ from banks with more personal service and cost saving benefits. As a not-for-profit cooperative, Proponent can provide lower loan rates, higher savings rates, and reduced fees.

Find out what's happening in Belleville-Nutleyfor free with the latest updates from Patch.

A simple switch to Proponent could give you access to no-fee offers that you won’t find anywhere else.

· 0.00 APR* for 6 months on a HELOC - Borrow up to $500,000 with no appraisal fee, no application fee, and no annual fees

Find out what's happening in Belleville-Nutleyfor free with the latest updates from Patch.

· Credit Cards with no annual fee – Plus, no-fee balance transfers & cash advances

· Checking without service charges - Receive $50 for opening a Checking Account with Direct Deposit* by using promo code CHECK50

· Allpoint ATM Network – Enjoy surcharge-free debit card cash access at participating ATMs at local pharmacies, convenience stores, and retailers

In the coming weeks, Proponent will be introducing a new ATM with denomination options and a scheduling enhancement for Loan Center appointments. Follow us on Facebook and LinkedIn for updates.

*Click here to view details and eligibility information.


This post is an advertorial piece contributed by a Patch Community Partner, a local brand partner. To learn more, click here.

This post is sponsored and contributed by Proponent Federal Credit Union, a Patch Brand Partner.