Community Corner
Couple Up With A True Balance Transfer Offer
Credit Card advice from your local Credit Union
This is a paid post contributed by a Patch Community Partner. The views expressed in this post are the author's own, and the information presented has not been verified by Patch.
It’s the time of year when Credit Card companies love to send 0% balance transfer offers, but how do you know which one is right for you? Here’s what to look for in the fine print.
- What is the balance transfer fee? It could be a flat fee or a percentage of the amount transferred.
- What will the rate be after the promotional period? Some rates increase to 29.00% or more, and can be higher than your purchase rate.
- When does the promotional period end? Be sure to note when you will start being charged interest on the balance.
Other cards are no match for Proponent Credit Cards.
Find out what's happening in Belleville-Nutleyfor free with the latest updates from Patch.
- 0.00% APR* on Balance Transfers until 12/31/2023
- Never a Balance Transfer Fee
- Rates stay lower than most other cards - Never higher than your purchase rate
- No late payment rate penalties – Other card rates would likely soar if late
- Cash Advantage – Advance cash at your purchase rate without a fee
- ProRewards Program – Earn points for every dollar you spend, plus extra for select local merchants, redeemable for gift cards and travel.
JOIN NOW! Use promo code NUT22 for other special loan offers.
Find out what's happening in Belleville-Nutleyfor free with the latest updates from Patch.
Click here to view details and eligibility information, or fill out our request form to be added to our email list.
*APR = Annual Percentage Rate. The 0.00% rate for Balance Transfers will be in effect until December 31, 2023. Balance Transfer amount must be less than your available revolving credit limit. Minimum monthly payments still apply. When balance transfer period ends, APR will adjust to the fully indexed interest rate in effect at that time. Payments received during the promotional period will be applied to outstanding balance. Promotional rate is only valid for external balance transfers. APR and credit limit may vary due to an individual's credit worthiness. All Balance Transfers must be processed by end of business on June 30, 2023. Promotions length is at the discretion of the Credit Union and subject to change.
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