Community Corner
Find your way to financial fitness.
Personal Loan advice from your local Credit Union.

This is a paid post contributed by a Patch Community Partner. The views expressed in this post are the author's own, and the information presented has not been verified by Patch.
If your financial goals are starting to feel too steep, maybe you just haven’t found the right strategy. Borrowing to pay off existing debt might not seem like a step forward, but here’s why a Personal Loan could be the most stable option.
- Nothing at stake – A Personal Loan is also called a Signature Loan because the funds are secured by your signature. There are no assets on the line.
- Fixed Rate – Borrowing a lump sum for a set term can help you pay off balances faster without the risk of fluctuating rates.
- Consistent Payment – Your payment amount and schedule will be the same every month, making it easier to remember due dates. Plus, timely payments and debt reduction may improve your credit score.
New members of Proponent Federal Credit Union can enjoy a special rate of 5.99% APR*. Loans are available for up to $20,000 for qualified applicants, and we’ll waive the $25 application fee.
Find out what's happening in Belleville-Nutleyfor free with the latest updates from Patch.
Follow us on Facebook, LinkedIn, and Instagram for exciting announcements coming soon!
Click here to view details and eligibility information, as well as other exclusive offers or fill out our request form to be added to our email list.
Find out what's happening in Belleville-Nutleyfor free with the latest updates from Patch.
*APR = Annual Percentage Rate. 5.99% Personal loan offer is available to select new Members and valid 60 days from date of membership. Credit score of 640 or higher required based on scoring model used by Proponent. APR and loan amount vary due to an individual’s credit worthiness. Maximum loan amount is $20,000. Example monthly payment for a $20,000 loan at 5.99% APR for 60 months would be $386.59. Promotion length is at the discretion of the Credit Union and subject to change. Promotion requires a promo code distributed to qualified applicants.
This post is an advertorial piece contributed by a Patch Community Partner, a local brand partner. To learn more, click here.