This post is sponsored and contributed by Proponent Federal Credit Union, a Patch Brand Partner.

Community Corner

We wish you financial wellness.

A holiday message from your local Credit Union.

(Proponent Federal Credit Union)

This is a paid post contributed by a Patch Community Partner. The views expressed in this post are the author's own, and the information presented has not been verified by Patch.


Happy Holidays from Proponent Federal Credit Union! We’re extending warm wishes for peace and health during a time of year that can weigh on your wallet as well as your mind. If you’re still shopping or are wondering how you’re going to handle debt and other expenses, we’re here to help.

Membership with Proponent provides exclusive advantages, including lower loan rates, fewer fees, and personalized consultations with lending decisions made locally.

Find out what's happening in Belleville-Nutleyfor free with the latest updates from Patch.

Here are just a few ways Proponent could improve your financial well-being.

  • Low rate Credit Cards with no annual fee – Plus, no-fee balance transfers & cash advances
  • Personal Loans for any purpose – Rates as low as 7.99% APR* and terms up to 60 months
  • Home Equity Loan guidance – Fixed Rate or Home Equity Line of Credit
  • Fixed and Adjustable Rate Mortgages – Low rates and expert advice with a discount for home purchases
  • Auto Loans including Lease Buyouts – New, Used, and Refinancing available with no hidden fees and rates as low as 1.99% APR*

Whether you’re already a member of Proponent or are interested in joining, you may be able to share the gift of these cost-saving financial benefits with your family.*

Find out what's happening in Belleville-Nutleyfor free with the latest updates from Patch.

Proponent has been serving the Nutley Community as an alternative to for-profit banks for over 50 years and recently opened a new Loan Center. In-person, phone, and video appointments are available, as well as real-time chat and online applications at profcu.org

Follow us on Facebook, LinkedIn, and Instagram for special offers in the New Year!

*Click here to view details and eligibility information.


This post is an advertorial piece contributed by a Patch Community Partner, a local brand partner. To learn more, click here

This post is sponsored and contributed by Proponent Federal Credit Union, a Patch Brand Partner.