A Simple Reminder for Anyone Helping an Aging Parent in East County

Hi neighbors,

Over the past few weeks I’ve spoken with several local families who are helping a parent or grandparent with end-of-life planning. One common theme keeps coming up: most people assume everything is handled — until they take a closer look.

A few simple things worth checking:

• Does your parent’s policy clearly cover funeral and burial costs today, not years ago?
• Are the premiums guaranteed, or can they increase with age?
• Is the beneficiary information current?
• Does the coverage still match what your family actually wants?

These are easy questions, but they can save families a lot of stress later.

If you ever want a calm, no-pressure conversation about this — for yourself or a loved one — I’m always happy to help as a local Army veteran.

Wishing everyone a good week,
Andrew