October is also Cyber Security Awareness Month

If you or a family member is a victim of a scam, it is good practice to report it on the FTC's website. https://reportfraud.ftc.gov

With the rapid increase in online scams—estimated to cost Americans over $6.9 billion in losses in just the last year—it's crucial to arm yourself with the right knowledge to protect your personal information.

Scammers have significantly improved their tactics, making awareness essential. In a recent survey, 70% of individuals reported receiving a phishing email in the past year. Scams aren’t just confined to emails; they can appear in social media messages, online advertisements, and marketplace listings.

One common scheme involves spoofed emails from what appears to be legitimate companies. For example, someone might receive a seemingly genuine email from their bank, urging them to update their password urgently. Ignoring warning signs can lead to identity theft or financial loss.

Warning signs:

• Urgency: Scammers often create a false sense of urgency, using phrases like “Limited time offer!” or “Immediate action required!”
• Offers That Seem Too Good to Be True: If you encounter a job offer promising $5,000 a week for just a few hours of work, it’s likely a scam. According to the Better Business Bureau, such offers are persistent red flags.
• Unsolicited Communications: Be cautious of unexpected emails, calls, or texts asking for personal information. According to the FTC, around 44% of identity theft reports involve unsolicited requests for personal details.

Think before you click.

Before you respond to any online communication, take a moment to carefully consider the situation. Ask yourself these questions:

• Who is contacting me? If the sender's name seems unfamiliar or their email address looks suspicious, take caution.
• What information are they asking for? Authentic organizations will never request sensitive information, such as your password, through email or phone.
• Does it look legitimate? A quick internet search can help confirm whether the company is real. Scammers frequently use slightly altered names or domains to hide their identities.

As we celebrate Cyber Security Awareness Month this October, it’s essential to equip yourself with knowledge to effectively combat online scams. By cultivating a suspicious mindset, thinking critically before clicking, and employing proactive protective measures, you can significantly bolster your online security.

Remember, awareness is your strongest ally. Stay informed, remain vigilant, and protect your identity and personal information with these actionable tips. Together, we can foster a safer online community for everyone.

Again, if you or a family member is a victim of a scam, it is good practice to report it to the FTC's website: https://reportfraud.ftc.gov

#CyberSecurityMonth #OnLineSafety