Bad Faith Insurance Claims: What To Do If an Insurer Denies a Valid Claim or Delays the Settlement Process

Las Vegas, Nevada – /News Reported by LaGuardia Media and Public Relations/ — If you have been injured in an accident that wasn’t your fault, most likely you’ll end up dealing with the responsible party’s insurance company at some point. An insurance company can be held liable for the damages caused by their policyholder in an accident. This includes covering medical costs, lost wages, and property damage, up to the policy limits. The insurance company may face additional liability for punitive damages if the conduct of the policyholder was especially reckless.

In some cases, however, the insurer may be acting in bad faith by denying a valid claim or unduly delaying the settlement process. Unreasonable delays, unjustified denials, or lowball settlements are common signs that you may be dealing with a bad faith insurer. Other bad faith tactics include failure to conduct a proper investigation, promoting internal policies that encourage claim denials, or constantly changing your adjuster which ends up causing confusion and further delays. There are times when insurers engage in refusing or delaying medical treatment as another bad faith tactic. This can make it harder to prove your injuries are connected to the accident, and insurance companies can use this to their advantage. If you cannot prove that your injuries were caused by the accident, insurers may minimize or even deny your claim.

“When an insurance company denies your claim without a valid reason, you may be able to hold the insurance company responsible. 'Bad faith' allows you to seek compensation for the money you were originally owed, and make no mistake, if an insurance company acted in bad faith against you, they owe you! You're not alone against these big corporations. We know exactly what to look for to help you fight your fight!" – Sam Ryan Heidari

If it is found that an insurance company acted in bad faith when addressing your claim, you may be entitled to additional compensation because of it. The insured may be entitled to the original policy benefits, plus consequential damages like extra loans or business losses, and potentially be compensated for emotional distress. Compensation may also take shape as a settlement offer to resolve a liability claim for the full amount of the insured's policy. This is called a Time-Limit Demand, as it is executed under the condition that the offer must be accepted within a specific timeframe. These demands put pressure on the insurer to accept within a short period, often in cases with clear liability and significant damages, to avoid the risk of an excess judgment against their policyholder.

When it is deemed appropriate, courts can award punitive damages to punish the insurer and recover legal fees and court costs. In certain situations, the insurer may be held liable for the full amount of a judgment, which can exceed the policy's limits. An attorney can help interpret your policy, evaluate the evidence, and navigate the legal system, often working with expert witnesses to strengthen your case. Seek an experienced lawyer who can review your case, determine if the insurer acted improperly, and help you take legal action.

Heidari Law Group has over 10 locations throughout California and Nevada serving Las Vegas, Los Angeles, Irvine, Fresno, Bakersfield, and Sacramento. Heidari Law Group is an award-winning law firm specializing in personal injury, car accidents, wrongful death, and employment and labor law.

About Abogados Con Experiencia:
Abogados Con Experiencia partners with Heidari Law Group to provide bilingual legal services for Spanish-speaking clients. With expertise in personal injury and a commitment to justice, they empower victims to take legal action and achieve the compensation they deserve.

For more information visit:
(https://www.heidarilawgroup.com/)
(https://www.abogadosconexperiencia.com/)
(https://contactasam.com) or call: 702-722-1500

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