This post is sponsored and contributed by The Penny Hoarder, a Patch Brand Partner.

Personal Finance

5 Places That Will Literally Pay You If You Just Ask Nicely

From banks to broadband, these companies may hand you cash or perks — all it takes is asking the right way.

From banks to broadband, some companies will pay you just for asking or making simple switches. These 5 options could put extra cash or perks in your pocket with minimal effort.
From banks to broadband, some companies will pay you just for asking or making simple switches. These 5 options could put extra cash or perks in your pocket with minimal effort. (Shutterstock)

Turns out, the old saying “you don’t get what you don’t ask for” is totally true when it comes to money.

From banks to broadband providers, some companies are offering real cash incentives — and in many cases, all it takes is asking the right way or taking a few simple steps. Whether it’s switching your internet plan, opening a new account, or just answering a few survey questions, there’s money on the table.
We’ve rounded up the top spots where asking nicely can actually pay off.


1. Save $1,025 on Your Car Insurance

You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix.

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Don’t waste your time browsing insurance sites for a better deal. A company called Insurify shows you all your options at once — people who do this save up to $1,025 per year.

If you tell them a bit about yourself and your vehicle, they’ll send you personalized quotes so you can compare them and find the best one for you. No phone calls. No spam. Just happy customers (4.7 rating on Trustpilot).

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Tired of overpaying for car insurance? It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.


2. Get Paid $225/Month While Watching Movie Previews

If we told you that you could get paid while watching videos on your computer, you’d probably laugh.
It’s too good to be true, right?

But we’re serious. By signing up for a free account with InboxDollars, you could add up to $225 a month to your pocket. They’ll send you short surveys every day, which you can fill out while you watch someone bake brownies or catch up on the latest Kardashian drama.

No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight, wasting time on your phone.

Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million.

Signing up takes about one minute, and you’ll immediately receive a $5 bonus to get you started.


3. Stop Paying Your Credit Card Company

If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape…

And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called AmONE wants to help.

If you owe your credit card companies $100,000 or less, AmONE will match you with a low-interest loan you can use to pay off every single one of your balances.

The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (AmONE rates start at 6.40% APR), you’ll get out of debt that much faster. Plus: No credit card payment this month.

You don’t need a perfect credit score to get a loan — and comparing your options won’t affect your score at all. Plus, AmONE keeps your information confidential and secure, which is probably why after 20 years in business, it still has an A+ rating with the Better Business Bureau.

It takes less than a minute and just 10 questions to see what loans you qualify for — you don’t even need to enter your Social Security number. You do need to give AmONE a real phone number in order to qualify, but don’t worry — they won’t spam you with phone calls.


4. Earn $1000/Month by Reviewing Games and Products You Love

Okay, real talk—everything is crazy expensive right now, and let’s be honest, we could all use a little extra cash. But who has time for a second job?

Here’s the good news. You’re already playing games on your phone to kill time, relax, or just zone out. So why not make some extra cash while you’re at it?

With KashKick, you can actually get paid to play. No weird surveys, no endless ads, just real money for playing games you’d probably be playing anyway. Some people are even making over $1,000 a month just doing this!

Oh, and here’s a little pro tip: If you wanna cash out even faster, spending $2 on an in-app purchase to skip levels can help you hit your first $50+ payout way quicker.

Once you’ve got $10, you can cash out instantly through PayPal—no waiting around, just straight-up money in your account.

Seriously, you’re already playing—might as well make some money while you’re at it. Sign up for KashKick and start earning now!


5. Set Up Direct Deposit — Pocket Up To $300

When you set up direct deposit with SoFi Checking and Savings (Member FDIC), they’ll put up to $300 straight into your account. No… really. Just a nice little bonus for making a smart switch.

Why switch? With SoFi, you can earn up to 3.80% APY on savings and 0.50% on checking, plus a 0.70% APY boost for your first 6 months when you set up direct deposit or keep $5K in your account. That’s up to 4.50% APY total. Way better than letting your balance chill at 0.40% APY.

There’s no fees. No gotchas. Make the move to SoFi and get paid to upgrade your finances.
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This post is sponsored and contributed by The Penny Hoarder, a Patch Brand Partner.