Single Adults Must Make Over $136k To Live Comfortably In NYC: Study

NEW YORK CITY — Single adults need to make over $136,000 in order to live comfortably in New York City, according to a new study.

A new study by SmartAsset found that the total salary to live comfortably would be $136,656.

New York City requires the second-highest salary to live comfortably out of 100 of the largest cities in the U.S.

A family of four with two working adults would need to make a combined $306,093 a year in order to live comfortably in the city, according to the study.

SmartAsset analyzed the estimated cost of necessities in the largest U.S. cities, applying the 50/30/20 budget rule for both single adults and families of four.

The 50/30/20 budget rule provides a framework for supporting financial stability: 50 percent of a household’s income is allocated to necessities, 30 percent for discretionary spending, and 20 percent for long-term goals.

This year's list saw San Jose, Ca. beat New York City for the top spot. A single adult living in San Jose would need to make $147,430 a year in order to live comfortably.

Indianapolis is the least expensive for an adult to live comfortably. It takes an estimated salary of $85,197 to comfortably support a single adult.

Here Is The 10 Places With the Highest Salary Needed to Live Comfortably

1. San Jose, California
   • Annual salary needed to live comfortably for a single adult: $147,430
   • Full-time combined salary to live comfortably for two working adults with two children: $371,571
   • Local median household income: $136,229
2. New York, New York
   • Annual salary needed to live comfortably for a single adult: $136,656
   • Full-time combined salary to live comfortably for two working adults with two children: $306,093
   • Local median household income: $76,577
3. Anaheim, California
   • Annual salary needed to live comfortably for a single adult: $133,952
   • Full-time combined salary to live comfortably for two working adults with two children: $301,600
   • Local median household income: $84,872
4. Irvine, California
   • Annual salary needed to live comfortably for a single adult: $133,952
   • Full-time combined salary to live comfortably for two working adults with two children: $301,600
   • Local median household income: $127,989
5. Santa Ana, California
   • Annual salary needed to live comfortably for a single adult: $133,952
   • Full-time combined salary to live comfortably for two working adults with two children: $301,600
   • Local median household income: $85,914
6. Boston, Massachusetts
   • Annual salary needed to live comfortably for a single adult: $133,578
   • Full-time combined salary to live comfortably for two working adults with two children: $352,102
   • Local median household income: $96,931
7. Seattle, Washington
   • Annual salary needed to live comfortably for a single adult: $128,211
   • Full-time combined salary to live comfortably for two working adults with two children: $327,475
   • Local median household income: $120,608
8. San Diego, California
   • Annual salary needed to live comfortably for a single adult: $127,754
   • Full-time combined salary to live comfortably for two working adults with two children: $297,190
   • Local median household income: $105,780
9. Chula Vista, California
   • Annual salary needed to live comfortably for a single adult: $127,754
   • Full-time combined salary to live comfortably for two working adults with two children: $297,190
   • Local median household income: $106,623
10. Arlington, Virginia
    • Annual salary needed to live comfortably for a single adult: $127,046
    • Full-time combined salary to live comfortably for two working adults with two children: $355,430
    • Local median household income: $140,219